Tornado Relief
Were you affected by the recent tornado? If so, we can help! We are offering a Tornado Relief Loan that allows you no payments for 90 days 1 , fixed rates 2 , and flexible terms.
1 Interest accrues from date of loan disbursal. 2 Tornado Relief Loan will be at a rate of 6%APR. Call for details. Qualifying criteria applies. Rates and terms subject to change without notice.
Holiday Skip-A-Pay Program Supporting
Metrocrest Services
Our Holiday Skip-A-Pay program allows you to skip one of your eligible loan payments. With the holidays just around the corner, this time of year is meant to be enjoyed with family and friends, and not stressing over the costs of holiday shopping and expenses. For a small $25 fee for each loan, which a portion will be donated to Metrocrest Services, choose to skip your November or December Loan Payment.
Home Buying Made Easy
Whether you are selling your home or finding a new one, Mobility Real Estate Services is committed to a real estate practice that helps our members and all Texas residents. On average, when selling, you can save up to $6,500* or .50% credit at closing when buying.
*6,500 figure is based on average home price of $300,000.
Holiday Lifestyle Loan
November and December can be two of the most financially stressful months of the year. Travel, purchasing gifts, mailing cards, and Holiday parties can easily break your budget at the end of the year. To reduce your financial stress, Mobility Credit Union is offering our Members a Holiday Lifestyle Loan*.
APR = annual percentage rate. The promotional rate is 9.99%. Minimum credit score of 640 required to qualify. Maximum loan term 12 Months. Minimum loan amount is $500 and maximum loan amount is $3,000.   Interest accrues during the 90 day payment deferment. Qualifying criteria applies.
Employee of the Month
Our September Employee of the Month is Gage Hernandez. Gage is a Financial Service Officer and has been with Mobility Credit Union since February 2019.
Buying Your New Car
Think about what car model and options you want and how much you’re willing to spend. Do some research. You’ll be less likely to feel pressured into making a hasty or expensive decision at the showroom and more likely to get a better deal.
Consider these suggestions:

  • Check publications and websites that discuss new car features and prices. These may provide information on the dealer’s costs for specific models and options.
  • Shop around to get the best possible price by comparing models and prices in ads and at dealer showrooms. You also may want to contact car-buying services and broker-buying services to make comparisons.
  • Plan to negotiate on price. Dealers may be willing to bargain on their profit margin, often between 10 and 20 percent. Usually, this is the difference between the manufacturer’s suggested retail price (MSRP) and the invoice price.
  • Because the price is a factor in the dealer’s calculations regardless of whether you pay cash or finance your car — and also affects your monthly payments — negotiating the price can save you money.
  • Consider ordering your new car if you don’t see what you want on the dealer’s lot. This may involve a delay, but cars on the lot may have options you don’t want — and that can raise the price. However, dealers often want to sell their current inventory quickly, so you may be able to negotiate a good deal if an in-stock car meets your needs.

Holiday Closures and Special Hours
Veterans Day Holiday
Monday, November 11, 2019
All branches will be closed in observance of the Veterans Day Holiday.

Mobility Credit Union Staff Training
Tuesday, November 19, 2019
All branches will have a delayed opening due to staff training.
The Main Office will open at 10:00AM
The Celina Branch and Hurst Branch will open at 11:00AM.
The call center will open at 10:00AM.

Thanksgiving Holiday
Thursday, November 28, 2019
All branches will be closed for the Thanksgiving Holiday.

Access your Accounts 24/7 using:
Online Banking - Visit
Mobile Banking - Search “MOBILITY CU” to download our app on your Android or Apple device

Access to Documents
Members may request a copy of MOBILITY Credit Union’s updated Bylaws and 990 Reports by emailing or writing to the following address:
MOBILITY Credit Union
P.O. Box 630428,
Irving, Texas 75063

Complaint Notice
If you have a problem with services provided by this credit union, please contact us at:

MOBILITY Credit Union
8384 N. Belt Line Rd.
Irving, Texas 75063
214.574.2000 or 800.388.7889

The credit union is incorporated under the laws of the State of Texas and under state law is subject to regulatory oversight by the Texas Credit Union Department. If any dispute is not resolved to your satisfaction, you may file a complaint against the credit union by contacting:

Texas Credit Union Department
914 East Anderson Lane
Austin, TX 78752-1699
Telephone Number: (512) 837-9236
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