FROM OUR TEAM

Financial Tips for the Year

We asked our team what helps them stay financially organized. Here are a few ideas they’re carrying into the new year:

Kelly-Ada: Set up automatic transfers to your savings and investment accounts in 2026. This helps you save easily and grow your money without even thinking about it!

Meagan: Make sure to set a budget that works for your financial situation and is easy to manage. When you do this, your chances of success go up.

Heidi: When setting your budget, don't use extra income like bonuses or overtime. Budget with your base income and this way anything extra can be set aside for savings or vacations etc.

Peyton: Monitor your accounts and transactions regularly to make sure you know where your funds are being spent.

JOIN US AT THE
Virtual Benefits Fair

Nordstrom FCU will be participating in Nordstrom’s annual Virtual Benefits Fair on January 14-15, and we’d love to see you there.

"Stop by" our virtual booth to say hello, ask questions, or learn more about how the Credit Union supports you and your financial goals. It’s also a great opportunity to encourage a coworker to come by and discover the benefits of banking with a Credit Union built for the Nordstrom community.

Whether you stay for a quick chat or spend a little time exploring, we hope you’ll pop in and connect with us. We look forward to seeing you there!

YOUR PATH TO YES
Starts Here

When you are thinking about a loan, the process should feel clear, supportive, and straightforward. Here at your Credit Union, we take a personal approach to lending. That means listening first, understanding your goals, and helping you explore options that make sense for your life. Whether you are buying a car, covering an unexpected expense, or planning a larger project, our team is here to guide you through the process with clarity and care.

You do not have to have all the answers before you start. We are happy to talk through your options, explain next steps, and support you along the way. No pressure...just real help from people who know you and your community.

If a loan is on your horizon, your path forward starts with a conversation. Explore your options or start your application today.

WHAT THE END OF THE PENNY

Means for You

You may have seen headlines about the U.S. penny slowly leaving circulation. Here’s what’s changing and what it means for your everyday banking.

Why is this happening?

Pennies are used less often and now cost more to produce than their value. Because of that, new pennies are no longer being made and existing ones will gradually cycle out over time.

Can you still use pennies?

Yes. Pennies are still legal tender. You can continue to use them for purchases or bring them to the Credit Union to deposit into your account.

What changes when paying with cash?

As pennies become less common, some cash purchases may round to the nearest five cents:

Totals ending in 1 or 2 cents round down
Totals ending in 3 or 4 cents round up
Totals ending in 6 or 7 cents round down
Totals ending in 8 or 9 cents round up

This applies only to cash transactions. Debit cards, credit cards, checks, and digital payments are not affected.

What does this mean for you?

For most members, the change will be small. Fewer coins to carry, smoother cash transactions, and no impact on how you bank digitally. If you have questions, our team is always here to help and walk you through what to expect.

QUICK QUIZ:

Which Checking Account Fits You Best?

Your checking account should fit your life. Take this quick quiz to see which Kasasa® checking option might be right for you.

Answer yes or no:

Do you use your debit card for most everyday purchases?
Do you like earning rewards on things you’re already buying?
Would cash back on groceries, gas, or coffee feel like a win?

If you answered yes to most, Kasasa® Cash Back Checking could be a great fit. When monthly qualifications are met, you can earn 5.00% cash back* on up to $200 in debit card purchases each month, plus up to $25 in nationwide ATM fee refunds.

Now try these:

Do you keep an average balance in your checking account of $3,000 or more?
Do you prefer earning interest on your balances?
Do you want a simple, no-fee account?

If that sounds like you, Kasasa® Cash Checking may be the better option. You can earn interest on your balance when qualifications are met, with the same easy online and mobile banking you rely on every day plus up to $25 in nationwide ATM fee refunds.

Both accounts come with no monthly maintenance fees, no minimum balance to earn rewards, and the personal service you expect from your Credit Union.

UPDATES

Credit Union Annual Meeting

Our Annual Meeting will take place in March, and we look forward to sharing more details with you soon.

This meeting is an important opportunity to reflect on the year behind us and share how the Credit Union continues to serve the Nordstrom community. Watch for upcoming emails and other communications with information on the meeting date, time, and how to participate.

We appreciate your continued trust and look forward to connecting with you!

MEMBER POLL:

What's your biggest money focus right now?

Building savings

Paying down debt

Managing everyday expenses

Planning for a big purchase

Just trying to stay on track