In honor of Financial Literacy Month:
30 Steps to Financial Wellness
I n honor of the 30 days of the year that have been dedicated to financial literacy, the experts at Money Management International created a 30-step path to financial wellness.

April is the official National Financial Literacy Month; however, regardless of the day or month of the year you begin, the 30-step path will help you to create a successful strategy to better your overall financial position.

Make a commitment to your financial future and take the first step today.

Step 1: Commit to change
The first and most important step in developing and following a financial plan is to examine your attitudes about money. Are you ready to accept responsibility for changing your financial situation? Do you believe that you can and will change the way you make financial decisions? Can you identify at least one benefit you hope to gain by changing your  money management behavior ?

You are definitely ready and able to start your path to financial wellness; if you are also willing, take the pledge! I pledge to take steps to improve my financial wellness.

Step 2: Assess your financial situation
Start your journey with a self assessment designed to motivate you. Completing  this simple quiz can help you assess your current financial situation.

Step 3: Clearing out financial clutter
You may be anxious to get started, but it is hard to get motivated when you are knee-deep in paperwork. Getting your  financial house organized  is a great way to begin on your path toward financial wellness. But before you bulldoze that pile, you should know that some things are worth hanging on to. The key is to know what to keep and what to toss.
Our first 3 featured #SideHustleSeries businesses:
Make Out City Mercantile is a family-run small business started in November 2017, who specializes in soaps, bath bombs, bath soaks, and more. They even have a soap of the month club for those who want year-round freshness. All of their products are handmade from their home right here in Oklahoma. Emily and her husband are the people behind the production.

When asked how FNB Community Bank has affected Make Out City Mercantile, Emily said, "I’m glad we shopped around when looking for a [bank] to keep our business account. Setting up our account was easy and the staff at FNB was great to work with - [they met] our schedule and through email to get us all set up."
Williams Dirt Service specializes in Earthwork for land development such as structure pads, roadways, ponds, drainage solutions, arenas, final grades, athletic fields, subdivision & commercial site work. They utilize laser grading technology & GPS on their fleet of equipment, allowing them to accurately and quickly complete any project. They only operate late model, well maintained machinery to ensure the project will be completed efficiently.

If you are in need of Williams' services, visit their website  or give them a call!

Matt Williams​, Owner & Operator
Cell Phone : (405)623-1422 
Jenny Williams, Owner 
Cell Phone: (405)659-9053    
Twisted S Containers is a family owned and operated company. Owner, Nathaniel D. Shipman, strives to provide the highest quality containers at the best prices in Oklahoma and Texas. Twisted S Containers is located near Choctaw, OK; off of NE 23rd St. & Anderson Rd. They even offer free delivery to locations within 60 miles! 

Twisted S Containers offer variant sizes of containers and can even re-paint them to fit your needs. If you are ready to take on a shipping container project or need one for storage/shipping, contact Twisted S Containers! 

(405) 414-5963
Would you like us to feature your side hustle or small business?
The main motor bank has a brand new night depository! You can find it just before the commercial window of the motor bank. It is now ready to take your after-hours deposits. 🌃

Reminder: deposits made through the night depository are credited to the appropriate accounts the following morning. 💰
Your Business is Our Passion
We proudly tailor our business term loans to the unique needs of your business, whatever they may be — whether you’re just starting out or set for record growth. How can we help grow your business?

Shawn would love to help you!
Tired of dealing with the usual landlord run-around — the broken dishwasher, or the unreliable AC — that just won’t get fixed? It’s time to bid your landlord a not-so-fond farewell. FNB and Shawn can help you find your own place, with the right payment to fit your budget. Shawn has years of local expertise throughout the Oklahoma City, Moore, Mid-Del, Choctaw, and Harrah area, and will work closely with you to make sure the process is as smooth and stress-free as possible.

Call (405) 869-1640, email , or submit an application online !
Congratulations Brittany, our Employee of the Quarter!

Brittany is a teller at our Del City branch and has been a proactive team member by ensuring the drive thru is running smoothly, as well as training new employees.
Thank you for all of your hard work, Brittany!
Congratulations to Carl Albert High School, Midwest City High School, and Del City High School on the funds you raised from our social media challenges for each of your philanthropy weeks!
Carl Albert High School received $700 for 700 new followers on FNB's social media accounts.
Midwest City High School received $250 for 250 shares and retweets on a FNB social media post.
Del City High School received $750 for 750 shares and retweets on a FNB social media post.
iTunes Gift Card Phishing Fraud
The bad guys are continuing to utilize their social engineering skills for their financial gains–this time they’re requesting iTunes gift cards. They’re posing as your organization’s executives or CEO, and using methods of authority and urgency to intimidate you into buying the gift cards for them.

Here's how it works:
They send an email saying something along the lines of:

“Hi [your name here],
Are you in the office? I need you to get something done for me ASAP."

Once you’ve responded and let them know you’re available to assist, the impostor instructs you to obtain multiple iTunes gift cards for clients, or for other work-related reasons. They often insist that they are currently in a meeting and can’t talk at the moment–prompting you to reply back via email.

Don’t fall under pressure and hand these criminals your or your organization’s money! Here are some things to look out for–and think about–should you find yourself in a situation such as this:
  • Do you recognize the email address?
  • Even if the address appears to come from your domain, question its authenticity.
  • Do you usually receive specific requests such as this, or is it an unusual inquiry?
  • Call your executive or supervisor to validate this request.
  • Even if the request is authentic and they actually are in a meeting, hopefully, the requester can respect your efforts of due diligence.

Let's stay safe out there!

Stop, Look, and Think. Don't be fooled.

Each week, we will be highlighting a current scam facing the country. You can find all of these messages on our blog:
Morning Mingles are an excellent way to network and get to know fellow Del City Chamber members.

Join us next Wednesday, April 11th at 8 am at our Del City Branch. We look forward to meeting you.

If your current auto loan interest rate makes you pucker, it's time to drive it over to FNB Community Bank!

Finance your new ride with a no-hassle auto loan, and show up at the dealership pre-qualified for real bargaining power. We promise competitive rates and affordable monthly payments, with quick decisions to get you rolling in no time. 

Auto Loans start at 2.99% APR*

* Annual Percentage Rate (APR) for qualified borrowers with approved credit and auto debit from FNB Community Bank account, on new loans, or refinance of non-FNB Community Bank loans. Model year limits may apply.
Happy Community Banking Month!

Did you know small businesses that applied for loans with community banks were more likely to receive financing & were more satisfied with their borrowing experience?
Let's Get Social!