By this time of the year, time has run out to pull off certain goals before the end of the year. Maybe you won't become a marathon runner this year, but if you're creative and willing, other goals are still achievable. For example, if you want to pull together enough cash to do all your Christmas shopping, there’s still time to find a way.
Even though it’s crunch time, these simple tips will help you shake loose enough money to pull off the zero-balance credit card bill in January.
Hit pause on an indulgence
Just about everyone likes to treat themselves to something. If you commit yourself to finding one or two treats to skip, you’ll be surprised by how much cash you can save.
Find something to sell
Now’s a good time to go through your closets, drawers, and storage units in search of gently used items you no longer need; you may be able to put together a virtual garage sale on Facebook or Craigslist.
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