Summertime may be the perfect time for Holiday shopping!
When the dog days of summer set in, the holiday season may be the last thing on your mind. But it’s not too early to begin making your holiday shopping list and checking it twice.

In 2017, 12 percent of shoppers got a head start on the holidays in summer, according to a surve y by RetailMeNot. Retailers have taken notice and the holiday sales seem to roll out earlier and earlier each year.

Here’s how to take advantage of summer sales for the holidays, in between lounging around the pool and  planning a family vacation .

Mark your calendar for specific sales
You may know exactly what you want to buy for the people on your list, but some things prove to be better bargains in summer than others.

When planning your holiday shopping, it helps to know what the hottest sale items are for each month – and what you’re better off waiting to buy.

Click the " READ MORE " button below to see which specific items are the best deal in the summertime!

Shop winter holidays around summer holidays
“In June, many retailers are celebrating fathers, and this is a great time to shop for two holidays at once by taking advantage of seasonal deals,” says Anthony Copeman, certified financial education instructor and founder of personal finance blog Financial Lituation.

Patio furniture may not be the typical holiday gift item but, says Brad Schweig, vice president of operations for Sunnyland Outdoor Furniture in Dallas, midsummer is when retailers begin marking down last year’s collections to make way for new designs. The same goes for seasonal clothing.

Prime Day is prime time for holiday shopping
Amazon Prime Day is a one-day global sales event that usually takes place around the second week of July. This event is open exclusively to  Amazon Prime members.

“Amazon Prime Day can be beneficial to Prime members, especially when it comes to buying electronics,” says Copeman.
Have you utilized our Mobile Deposit feature yet?
Deposit checks on-the-go with your mobile device — and avoid unnecessary trips to the branch.

Simply take a photo of your check with your smartphone or web-enabled device, and upload it. It's really that easy.

Features Include:
  • Free check depositing with your mobile device.*
  • Deposit checks anytime, from almost anywhere
  • Available to all of our mobile banking customers
  • Works with our free app for your Apple® or Android™ device
  • Simple and easy to use — just sign your check, snap a photo, and send it!
  • Save time and effort with fewer trips to the branch
  • Convenient and secure
Next featured business in our #SideHustleSeries: L & S Heating & Air!
Stanley Domstead started L&S Heating & Air in 1992 as a part time business.

He was inspired to be an independent HVAC contractor so that after retirement he could continue to work for himself. L & S provides HVAC services in the Moore and Southwest Oklahoma City areas. 

Stanley's goal for L & S is to offer trusted heat and air service and reasonably priced services. He shared with us that the business has unique situations for every service performed. "Most clients are usually relieved when they find out they don't  always  have to replace a unit; repairs can be less painful to the wallet," explained Stanley.

L & S Heating & Air can be reached by calling 405-793-9364 or  their website.
Would you like us to feature your side hustle or small business?
Julie Waddle named #GirlBankerOfTheWeek !
During the month of June, our very own Assistant Vice President, Julie Croak Waddle was named Girl Banker of the Week!

The Girl Banker of the Week series serves as a way to highlight Girl Bankers everywhere by telling their stories and motivating and encouraging other women in banking. Here is a little snippet from the Girl Banker blog post about Julie:

"Julie is no stranger to banking as she is a part of the fourth generation of Croaks to have worked at FNB Community Bank. It’s a family thing! Her first job was popping popcorn at the bank at the age of 10. “I loved coming up on Fridays in the summer and making some extra cash,” said Julie. Sounds like a banker in the making!

Julie has amped up the marketing of FNB Community Bank by providing a true online presence through social media and digital marketing campaigns. “Julie truly has been a game changer for my bank with regard to fresh outlooks and communication styles with younger generations of current and potential customers,” said Bill Croak, President and CEO of FNB Community Bank."

Click the link below to read the rest of her banking story and her motivation for her career.
Upcoming #FNBCashMobs on Tinker AFB!
Stability, higher yields, and liquidity...
An FNB Market Access account is a great short-term cash management tool for many. 

A “hybrid” of a checking account, a CD and a savings account, a market access account is often overlooked, despite its many benefits.

We are proud to return as a Title Partner for Mid-Del Public Schools for the 2018-2019 school year. 

We are excited to see all of the accomplishments in academics, arts, and athletics that will occur this coming school year!
If your current auto loan interest rate makes you pucker, it's time to drive it over to FNB Community Bank!

Finance your new ride with a no-hassle auto loan, and show up at the dealership pre-qualified for real bargaining power. We promise competitive rates and affordable monthly payments, with quick decisions to get you rolling in no time. 

Auto Loans start at 2.99% APR*

* Annual Percentage Rate (APR) for qualified borrowers with approved credit and auto debit from FNB Community Bank account, on new loans, or refinance of non-FNB Community Bank loans. Model year limits may apply.
Let's Get Social!
*Wireless carrier data rates may apply