6 Tips when Buying a Car
Are you thinking about getting a new or new-to-you vehicle? Let FNB Community Bank help you. We know there’s a lot that goes into buying or leasing a vehicle. That’s why we’ve compiled a list of helpful auto tips!
Check the Facts  – Make sure you know everything about a vehicle before you purchase it, especially if it’s used. Vehicles are expensive, and you don’t want any unexpected surprises.

Buying vs. Leasing – When you buy a vehicle, you take out a loan on it. It’s a larger sum of money up front, but after you pay off the loan, the vehicle is yours. When you lease a vehicle, you don’t own it, but it’s usually less expensive than buying a car, truck, or SUV. You also have a set number of miles you are allowed to put on the vehicle during the lease.

Determine the Down Payment – The more money you put down, the less you will need to borrow. Therefore, lowering your monthly payments. However, pick an amount that is right for you and that you are comfortable with paying.

With our convenient PrimeLine personal credit line, there’s no need to constantly reapply for a new loan. Much like a credit card, PrimeLine grants you access to funds whenever you need them. Use it all at once or a little at time — you only pay interest on what you use.

Once you repay it, you can use it again without having to reapply. Getting those funds can be as easy as writing a check, or you can transfer funds directly into your account via online banking or by using your FNB debit card.

Available for a wide range of short-term or one-time needs:

  • Home improvements
  • Tuition
  • New vehicles or vehicle repairs
  • Storm Shelters
  • Vacation
  • Christmas Time Shopping
  • And much more!

You can apply on line or in any of our branched. Decisions are made locally and promptly!

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Three special uChoose promotions will launch in May 2017:
CVS Pharmacy will provide a rebate of 5 points per $1 back on purchases of $20, both in-store and online, from May 15 – June 11, June 19 – July 16, and July 24–August 20, 2017.

Our  Hotel Planner   (hotelplanner.com) offer provides 500 points when a cardholder books a hotel stay occurring during May 15 - June 30 and July 3 - September 30, 2017.

Pet owners seeking sitters and dog walkers will love our Rover.com offer: 3,000 points when they spend $75 or more.  Valid for a single purchase made during the periods below, and requires new account activation.  May 15 - June 15, June 26 – July 28, and August 7 - September 7, 2017.

Register your card, track your points, and SHOP by going to www.uchooserewards.com

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