Counsellors Title
August 22nd
Title Wise
Title Tips & Tactics for Today's Real Estate Professionals
New Jersey ranks #2 in Education for K-12 based upon a report compiled by Education Week. Two Monmouth County Schools came in the top 10. Who's paying for that education? Well, a good chunk of it is paid by the 10 shopping malls around the state. 
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if you have any questions or would like to follow up on any of this edition's articles.  
                                                          Ralph Aponte
2 Monmouth County Schools Recognized    

New Jersey's state education commissioner Lamont Repollet recognized 11 public schools as Lighthouse Districts.

As part of the state's effort to keep on top of schools and their students' educational progress, every year the state sees fit to identify certain school districts as Lighthouse Districts.
Such recognition is based upon the school demonstrating that they have excelled in helping their students achieve distinguishable academic gains.
Such designated schools then share their strategies and successes with the other New Jersey school districts.
Two of the eleven districts singled out were located in Monmouth County and one was in Middlesex County:  
Perth Amboy School District (Middlesex County)
Long Branch School District (Monmouth County)
Red Bank Borough School District (Monmouth County)
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Monmouth County Biggest Tax Bills   
Monmouth County's average property tax bill came in at $8,975 during 2017, a bill that was about $300 higher than the state average. Schools soak up more than half of the average tax bills.

Here are the top dozen properties and what they pay in taxes based upon documents with Monmouth County.  

1. Freehold Raceway Mall, $11,228,637
Town: Freehold Township Property assessment: $500,608,000
2. Monmouth Mall, $5,227,556
Town: Eatontown  Property assessment: $234,104,600
3. Pier Village Development, LLC, $3,673,827
Town: Long Branch Property assessment: $178,254,600
4. Jersey Shore Premium Outlets, $3,477,250
Town: Tinton Falls    Property assessment: $175,000,000
5. AT&T Corporate Park, $3,398,400
Town: Middletown  Property assessment: $160,000,000
6. Seabrook, $2,682,450
Town: Tinton Falls Property assessment: $135,000,000
7. New Jersey Sports & Exposition Authority (Monmouth Park), $1,895,343
Town: Oceanport    Property assessment: $87,869,400
8. Avalon Bay Apartments, $1,496,680
Town: Freehold Township  Property assessment: $66,726,700
9. Seaview Square Mall, $1,419,245
Town: Ocean.
10. Woodshire Apartments, $1,388,398    Town: Ocean Township
Property assessment: $67,693,700
11. Holmdel Towne Center, $1,292,487
Town: Homdel. Property assessment: $63,700,700
12. The Grove, $1,260,189
Town: Shrewsbury  Property assessment: $58,997,600 
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Strategies to Avoid Burning Out
In this 24/7 connected digital culture, connectivity isn't the problem; it is overload of too much data frying our brains. This is why everyone needs a strategy to combat Digital Burnout Syndrome [DBS].
Our bodies and our minds were never designed to withstand a never-ending cycle of stimulation. DBS occurs most often to people who are highly committed to their work.  
Before you can beat DBS, you have to recognize it. Anyone with a smart phone and a laptop needs to have their own DBS strategy in place. Here are some of the signs that you are suffering from DBS:
  • Do you find your capacity to handle distractions, delays, and disappointments is very slim?
  • Are you having a difficult time waking up and going to sleep?
  • Are you failing to plan your week and make time for your weekend recreational events?
  • Are you experiencing longer and longer periods of deep disillusionment?
If you said yes to two or more, you are most likely suffering from DBS. Here are some ways you can avoid burning out: 
Rest: Taking time to intentionally unplug from the constant flow of data is critical.
Stick to a Schedule: Have a schedule. Create that schedule earlier in the morning. Now this might appear to be counter-productive, but one way to achieve this is by setting an earlier bedtime. Rising early is one hack that gets you focused on the high priorities of the day, before the onslaught of the urgent.
Exercise: Definitely begin exercising, and understand that when you exercise, you are going to be taking time away from something. Make exercising a value, not part of your job. If your body isn't cooperating with what you need to get done, everything collapses.
Practices: Develop other stress management practices: less coffee, less sugar, less alcohol, and fewer late nights. One tip is to even begin a stress diary to document what routinely causes you stress.
Deep Breathing: Breathing deeply releases stress. We forget to breathe, and that builds up over the hours in a day. Stop, breathe deeply and refocus on your true morning priorities.

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Our Commitment to Excellence
Counsellors Title Agency wants to thank you for the opportunity to work with you and your clients to grow your business. Please feel free to click the link above or here to leave us a review on Google. We appreciate your business.

Careers @ Counsellors

Sales: Leading NJ title insurance agency seeks experienced licensed salespersons to help expand its market share throughout the entire state. Benefits include health insurance, 401k with an employer match, flexible spending account, expense account, & marketing support. Send resumes by fax: 732-914-8898 or

# # # 
Free Online Title Insurance Calculator  

Counsellors Title Agency announced its updated Title Calculator for New Jersey home purchases & refinances at: Title Calculator  
Loan officers, real estate agents and home buyers can find out how much title insurance will cost for purchases made in New Jersey. 
Easy-To-Use Functionality
This online tool includes many of the endorsements involved in calculating the cost of a title policy in New Jersey. CTA's Title Calculator is a great tool for real estate salespersons, loan officers, attorneys and those who are buying or refinancing their home.

It calculates the cost of title insurance based upon the purchase price of the home, the loan amount, and the various endorsements that can accompany the loan. The calculator provides the user the scalability of selecting the various endorsements involved in the transaction. 

Counsellors Title Closing Services for Attorneys

Counsellors Title provides its Attorney Settlement Assistance Program [ASAP] with the real estate attorney in mind.

The Counsellors ASAP program offers secretarial services to assist in the process of a sale, purchase, refinance or loan closing.

Counsellors will even communicate directly with all the parties involved in the transaction to coordinate and obtain all the items necessary to assist in the close.

ASAP includes:
  • Documentation Preparation
  • Disbursement of Funds
  • Attendance at Closing
  • HUD Preparation or 
  • Post-Closing Matters
For more information about the attorney services provided by Counsellors Title call our home office: 732.914.1400 or email us at


Handy Guide to Real Estate Sources
I look forward to being of service to you, providing you with outstanding real-time information and some humor to make doing business a pleasure.
Ralph Aponte
Counsellors Title
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Counsellors Title Agency, Inc. specializes in providing title
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serving attorneys, Realtors, banks and various mortgage
companies throughout the State of New Jersey. CTA offers full
search and insurance capabilities within all 21 counties of New
Jersey for commercial, residential and new construction
purchases in our Toms River, Freehold, Chatham, and Linden locations. CTA is equipped with the latest digital technologies to ensure a
complete and timely transaction.

Counsellors Title Agency, Inc.
Mr. Ralph Aponte
Counsellors Title Agency, Inc.
504 Hooper Ave.
Toms River, NJ 08753
Phone: 732-914-1400
Fax: 732-914-8898