December 2019
Each month, Wellspring's wealth strategist and advisors will share news and articles to shed light on the current economy, financial markets, and common tasks for maintaining a well-rounded and resilient personal financial plan.

Click on the links below to learn more.
Economic Outlook

In the US:
  • 12/2 - Manufacturing sector report
  • 12/4 - Services sector report
  • 12/5 - Trade balance report
  • 12/6 - Employment report
  • 12/11 - Fed statement
  • 12/13 - Retail sales report

In the EU:
  • 12/12 - ECB meeting

Articles of interest:
Article by Sergei Klebnikov for Forbes

Article by Mike Murphy for MarketWatch

Article by Steve Goldstein for MarketWatch
Financial Markets

Articles of interest:
Article by Shawn Langlois for MarketWatch

Article by Thomas Franck for CNBC

Article by Christopher Schelling for Institutional Investor
Personal Financial Planning

A follow on reminder from last month for last minute, year-end deadlines:
  • Annual required minimum distributions (RMDs), age 70 1/2 and over
  • Charitable giving (including donor-advised fund transfers and qualified charitable distributions (QCDs))
  • Investment tax-loss harvesting
  • Capital gains payouts (estimates are generally available in November, mutual funds typically distribute capital gains in December)

More on RMDs and QCDs, article by Darla Mercado for CNBC.

Article of interest:
"Not retirement planning in the financial sense, but longevity planning." - Joseph Coughlin for Forbes

A glimpse into the thought process of retirement income planning, article from Investor's Business Daily.

The bill that will impact savers from those still employed and retirees, article by Sarah O'Brien for CNBC.
Wellspring In Action
Holiday Hours

Wednesday, December 25, 2019 (Christmas Day) - Office will be closed and reopen the following business day on Thursday, December 26.
Happy holidays, safe travels, and be well!
Phone: (408) 435-1668

For additional inquiries, please email us HERE .

By accessing any links above, you will be connected to a third party web site. Please note that Wellspring Insurance Network dba Wellspring Global Insurance Solutions and Wellspring Consulting is not responsible for the information, content or product(s) found on third party web sites. Securities and Investment Advisory Services Offered Through M Holdings Securities, Inc. A Registered Broker/Dealer and Investment Adviser, Member FINRA/SIPC. Wellspring Insurance Network
dba Wellspring Global Insurance Solutions and Wellspring Consulting is independently owned and operated. File # 2845475.1