Monthly Minute
March 2021 - news & updates
Market Updates
Listen to Wealth Matters Market Updates with CI Investments' top portfolio managers which include an update for the Evolution portfolio. You can access the webcast recording online.

Trending for the Long Term. See how portfolio managers are positioning the portfolio for the long term and identifying market trends

A portfolio is no place for emotion. Read the article here.
Tax Planning

Simply put, it covers you for your whole life. It provides a tax free benefit to your beneficiaries' while the premiums can remain the same regardless of any health changes.
Let us help review your insurance options to protect you and your loved ones. The piece of mind of having the protection you need when you do not expect it.

Segregated Funds can provide creditor protection, minimization of probate fees and guarantees on the investments. We can review if this is a good option for your portfolio and wealth plan.
Heath and Lifestyle
Healthy Living is even more critical when we aren't able to do our usual fun & social activities. Clients enjoyed a webinar to learn how our Bodies and Brains connect to keep us mentally and physically fit. Exercise Therapist Anne Klausner of Exercise with Care shared a few tips and you can check them out HERE.
Registered Accounts
TFSA limit has been announced for 2021: $6000.
Total cumulative contribution room is now $75,500

RRSP Limits for 2020: Max $27,230
RRSP Limits for 2021: Max $27,830 or 18% of prior year's income + Cumulative RRSP past room available

Maximum RRSP loan: Typically up to $50,000.
Maximum Home Buyers’ Plan (HBP) withdrawal: You can take up to $35,000 tax-free from a RRSP for the purchase of an eligible home for a first-time homebuyer (up to $70,000 for a couple). 
Maximum Lifelong Learning Plan (LLP) withdrawal: $10,000 per calendar year, and $20,000 in total for qualifying post-secondary education for you or your spouse. 
Last chance to make an RRSP contribution: Dec. 31 of the year a contributor turns 71, unless they have a spouse under the age of 72. Contributions to a spousal RRSP for a spouse or common-law partner can continue until Dec. 31 of the year that spouse turns 71, subject to the contributor’s RRSP room.

Are you looking to set up a group RRSP? Speak to us about your options using our online investing platform, Assante Connect.
Get the APP!

We now have an app, so you can access your accounts from your phone.

Go Paperless!
We all know the importance of social distancing and we all have a part to play.

Assante InvestorOnline is designed to provide you with a secure and private communication gateway, and around-the-clock access to important information about your account. Find the Assante InvestorOnline app in the iOS App store for Apple or in Google Play for Android devices.

Secure communication: You can communicate directly with your advisor knowing that your information will be kept private and safe.

Easy to use: Easily navigate through your account balances, transaction history and reporting details at your convenience.

Go paperless: Receive important documents and statements digitally, to help preserve the environment and protect both our postal workers and you.

Register for Assante InvestorOnline here.
"In the end… We only regret the chances we didn’t take, the relationships we were afraid to have, and the decisions we waited too long to make.”

Lewis Carroll
Assante Capital Management Ltd is a member of the Canadian Investor Protection Fund and Investment Industry Regulatory Organization of Canada.
This material is provided for general information and is subject to change without notice. Every effort has been made to compile this material from reliable sources however no warranty can be made as to its accuracy or completeness. Before acting on any of the above, please make sure to see me for individual financial advice based on your personal circumstances. The opinions expressed are those of the author and not necessarily those of Assante Capital Management Ltd.
Insurance products and services are provided through Assante Estate and Insurance Services Inc. Assante Capital Management Ltd. is a member of the Canadian Investor Protection Fund and the Investment Industry Regulatory Organization of Canada.
Assante is an indirect, wholly-owned subsidiary of CI Financial Corp. ("CI"). The principal business of CI is the management, marketing, distribution and administration of mutual funds, segregated funds and other fee-earning investment products for Canadian investors through its wholly-owned subsidiary CI Investments Inc. If you invest in CI products, CI will, through its ownership of subsidiaries, earn ongoing asset management fees in accordance with applicable prospectus or other offering documents.
Commissions, trailing commissions, management fees and expenses, may all be associated with mutual fund investments. Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated. Please read the prospectus and consult your Assante Advisor before investing.