October 2016 


A Note from Jay
Investing in Our Community

Three years ago, the Commonwealth of Massachusetts launched the Community Investment Tax Credit (CITC) Program. The program is an innovative way for community development corporations, like the CDP, to leverage more contributions from individuals, businesses and foundations within their communities. Since March 2014, thus tax credit program has enabled us to raise over half a million dollars. Funds that support our work to create opportunities for people to live, work and thrive on the Lower Cape. Opportunities for stable, affordable rental homes and year round jobs.

You can view a  list of donors who invested in the CDP in 2015 and received a tax credit for their donation here.

As a small-but growing-business, we know firsthand how important the CDP is for anyone getting started here. We're grateful for their focus on young families and housing. Taking advantage of the Community Investment Tax Credit is smart. But truly, we give because we want to be a part of helping our community thrive.
-Kristen Roberts, Truro Vineyards and South Hollow Spirits

We still have $53,000 in tax credits available for 2016. When you donate $1,000 or more you will get 50% of your donation back in state tax credits, and your donation is tax deductible. On top of that, your investment is helping us strengthen the Lower Cape community, sustaining the future of this special place.

Click here to learn how this state tax credit program works.

If you are interested, we are happy to reserve tax credits for your use by December 31st. Let me know at jay@capecdp.org or call me at (508) 240-7873 x16.

When our 2016 allotment of tax credits is gone, you'll have to wait until 2017 to take advantage of this great incentive.

As always, thank you for your interest and support.

Thank You
To Our Supporters 
We couldn't do the work we do without this support from our community and we thank
Seamen's Bank logo        Cape Cod Coperative Bank  

Safe, Stable & Affordable Housing
A Future on Cape Cod 
Jamie Lewis and her children

     Jamie Lewis has been coming to Cape Cod since she was a small child. Idyllic summers spent in Wellfleet made their mark, and she decided early on this is where she wanted to call home.

     After many years in and out of the area, Jamie settled in Wellfleet full time in 2008. With her two young children, she moved into the home her parents had purchased in 1979 in Harborside Village. Jamie calls the neighborhood the "best kept secret. It's really a community within a community. It's safe and in a great location-ideal for raising my kids," she said. But some work needed to be done on the 36 year old mobile home.

Strong Local Businesses
Providing Access to Capital 
     To meet the diverse and unique needs of Lower Cape small businesses, we have three loan funds available. 

     Through our Micro Loan program we make loans of up to $40,000 to qualified small businesses. This money is used for working capital, real estate, machinery and equipment. 

     Our targeted Groundfish Revolving Loan Fund provides capital to cover groundfish vessel maintenance and repairs, and to make upgrades to fishing gear. Funds can also be used to refinance debt and buy groundfish permits.

     And finally, our Shellfish Loan Fund, a collaboration between the CDP and Wellfleet
Shellfish Promotion and Tasting, Inc. (SPAT). With financing for working capital and operations, this fund was created for shellfishermen and aquaculturists in Wellfleet and on the Lower Cape. 
     Over the past two decades,
we have lent over $2.7 Million to 136 small businesses on the Lower Cape--creating and preserving jobs within our community.

     If you or someone you know could benefit from one of our financing options, or you want to learn more, connect with Glen Ohlund, Director of Economic Development. Glen can be reached at (508) 240-7873 x13 or glen@capecdp.org. You can also visit our website

 A Sustainable Future   
Growing with Future Generations in Mind

Watch our video about our programs and services focused on protecting our environment and investing in renewable resources. 

upcomingongoingUpcoming and Ongoing

SCORE Individual Business Counseling
Could your business use some extra guidance? Want to bounce business ideas off of someone? The CDP has arranged with Cape Cod SCORE to offer Individual Business Counseling with SCORE counselors right here in Eastham. Sign up today! 

Wednesday, November 16th and Thursday, December 15th from 9:00 AM - 1:00 PM (1 hour sessions).  
Where: CDP Conference Room  3 Main Street Mercantile, Unit 8 in Eastham
Sign Up: capecdp.org
More Information: Contact Pam at 508-240-7873 x18 or by email.

 Grow Smart Workshop
Could your growing business use a boost?

This 3-part workshop series is for existing business owners interested in learning strategies to grow, improve, or refresh their operations.

The workshop consists of three classes on the following days - Tues., November 1st, Thurs., November 3rd and Thurs., November 10th from 9:00 AM to 11:30 AM.  
Where: Provincetown Town Hall - 260 Commercial Street
Sign Me Up: capecdp.org  
Find Out More: Contact Glen at 508-240-7873 x13 or by email.

Smart Start Workshop
Thinking of starting your own business?

Set it up for success with our 3-part interactive Smart Start workshop for individuals in the early stages of developing a business. Topics include: creating a clear vision; assessing your strengths; analyzing your market; and getting started.  Get the foundation you need for a strong start.

When: The workshop consists of three classes on the following Mondays - November 7th, 14th and 21st from 6:00 PM to 9:00 PM.  
Where:  CDP Conference Room - 3 Main Street Mercantile, Unit 8 in Eastham
Sign Me Up: capecdp.org 
Find Out More: Contact Glen at 508-240-7873 x13 or by email 

 First Time Home Buyer Education
If you or someone you know is thinking of buying a first home (or even if you've started the process), our First Time Home Buyer Education is for you! During this 3-part workshop, participants learn about - credit health; budgeting; looking for, selecting & purchasing a home; home inspection; home energy audits; insurance protection; local resources.

Those who successfully complete the class are awarded a certificate of completion that may make them eligible for certain discount mortgage products.
Seamen's Bank logo

With Thanks to our Workshop Sponsor

The workshop consists of three classes on the following dates - Monday, December 5th, Thursday, Wednesday, December 7th and Monday, December 12th from 6:00 PM to 9:00 PM.  
Where:  CDP Conference Room - 3 Main Street Mercantile, Unit 8 in Eastham
Find Out More: Contact Andrea at 508-240-7873 x10 or by email.

Attention General Contractors
We Have Work!

We're looking for CSL contractors to bid on moderate rehab projects in Dennis, Wellfleet, Truro and Provincetown.

Projects range from $25,000-$35,000

Work includes roofing, siding, windows, doors, boilers, electrical, plumbing & more. RRP is a must - Moderate Risk deleading, a plus.

If you or someone you know is interested learning more about how to join our team of contractors, get in touch with Jean at 508-240-7873 x14 or by email.

Affordable Housing Opportunities
                                                  Thankful Chases Pathway  
Affordable Rentals 
We manage 75 rental homes throughout the Lower Cape. Availability changes on a regular basis. Please contact our Director of Property Management at 508.240.7873 ×17 or email alice@capecdp.org. If you have questions and for more information. You can also find out more on our website.   
Housing Rehabilitation Program
Attention homeowners and landlords! Receive up to $35,000 for critical repairs to your home. Repairs include, but are not limited to roofing, heat, windows, siding, septic, lead paint abatement and energy efficiency upgrades. Get expert assistance on planning the work and work with quality licensed and insured contractors. Funding is limited and available on a first come, first serve basis.

Opportunities in Dennis, Wellfleet, Truro and Provincetown.  
You can find out more at our website or by contacting our Housing Rehab Program Manager, Jean Stanley at (508) 240-7873 x14 or by email.   

Radio Show
                     Tune In to This Place Matters
       92.1 WOMR & 91.3 WFMR   
 Wednesdays 12:30pm  
Also on Lower Cape TV 

Join host Susan Lindquist & her guests for a lunchtime
talk about life on Lower Cape Cod.
November 2nd: Thomas Conrad, Superintendent of the Nauset Public Schools, shares
information about the current academic year. 
November 9th: John Pappalardo, CEO and Nick Muto, Board Chairman from the Cape Cod Commercial Fishermen's Alliance talk about the organization's 25th Anniversary.

November 16th: The Family Pantry of Cape Cod Executive Director, Christine Menard, joins us to talk about the organization's mobile pantries, as well as their many upcoming programs.

November 23rd: Senator Dan Wolf gives an "Update from the Hill". 

  Click Here to Listen to or Watch Past Shows  

If you have an idea for a guest or topic - Contact us 

E-newsletter Photo Credits to Abigail Chapman

This institution is an equal opportunity provider and employer.