Good morning!
I Want To Retire Some Day...
Can I Contribute To An IRA?
Wouldn’t It Be Nice If We Were Older? Then We Wouldn’t Have To Wait So Long And Wouldn’t It Be Nice To Live Together In The Kind Of World Where We Belong?
Wouldn’t It Be Nice, Beach Boys 
Financial security was probably not what The Beach Boys were singing about. But wouldn’t it be nice to have a few bucks of your own? A little independence? Isn’t that “the kind of world where we belong”? Maybe not completely relying on Social Security?
You choose from two types of Individual Retirement Account: Traditional or Roth. Traditional IRA, you deduct contributions when the money goes in and pay income tax on distributions when the money comes out. Roth IRA, you pay tax on contributions when the money goes in and do NOT pay income tax on distributions when the money comes out. 
Concerned about skyrocketing income tax rates? Roth IRA for you! Want to dump more money into the account now and worry about taxes later? Traditional IRA at your service. Read More
Attend a FREE estate planning workshop today!
In-person - We are back with our in person workshop! You can choose from Grand Rapids, Holland, Norton Shores, or Portage locations.

Live Webinars - You have been putting it off. You know you need to get it done. Why not make it a date night and get a lifetime of guidance from the comfort of your home? Register below for one of our upcoming dates.
On-Demand - Learn about estate planning when you are ready, at your convenience. There is no specific time - tune in when it works for you. Simply register, and we will email you a link.

POA Clinic
Once your child turns 18, they are considered to be a legal adult and HIPAA and other privacy laws prevent parents from having the right to obtain information about their health care needs, their grades, or financial matters. It doesn’t matter if you are paying the tuition or if your child is on your health care plan. Without written permission from your child, you do not have the right to see their grades, make medical decisions for them in the event of an injury, or access any of their financial information.

Register here.
Guide to Medicare and Golden Retirement
Navigating Medicare can be intimidating, but MLive Media Group is here to help.
The Guide to Medicare & Golden Retirement, presented by the Law Offices of David L. Carrier, will prepare you for the future and give you the knowledge you need to maneuver Medicare enrollment.

When: Tuesday, Oct. 26 from 5:15 p.m.- 6:45 p.m.

You can register for the event here.
Chef Specialty
As you may know, our team member, Kris Cleary is honored to be serving as Treasurer on the board with Meals on Wheels Western Michigan. The Law Offices of David L. Carrier is again a Community Sponsor supporting this quality organization that serves many senior adults in the community that are in need of food and socialization. Our vision is to create a community where no senior is hungry or forgotten.
To help fund this work, they are putting on a fun event called Chef’s Specialty on October 27th. It will include a cooking demonstration by Chef Chris Perkey, and also a special time to honor Shelley Irwin for her outstanding community service over the years. Below is all the info you need to check out the details and consider buying tickets.

P.S. If you know already that you want to come, just click here to buy tickets.
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