Monthly news & updates

January 2026 | Volume XIII, Issue 1

Mortgage & Market Update – A Positive Shift

Recent national housing data points to renewed momentum in the real estate market, driven by easing mortgage rates. Lower rates have helped push home sales to their strongest pace in nearly three years, bringing more buyers back off the sidelines. Even small rate improvements are making a meaningful difference in monthly payments, improving affordability and confidence for today’s buyers.


Here in the Northwest Corner of Connecticut, this trend is encouraging as we head toward the spring market. Buyer interest is picking up, more homes are beginning to come on the market and conditions are gradually becoming more balanced. This environment supports thoughtful decision-making for both buyers and sellers.


Whether you’re considering purchasing, selling or refinancing, improving mortgage conditions are creating new opportunities in our local market making this a promising time to explore your homeownership goals.


Planning to buy a home in 2026? Turn to the experts at National Iron Bank to get pre-qualified and shop with confidence. 


Source: National Association of Realtors

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