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Please email information@moseslake.com to get on the list!

Thank you Hot Springs Spa & Leisure and Perfection Tire for hosting June's Business After Hours and providing really great food from the taco truck! It was a really warm day, but everyone enjoyed the car show and catching up. It's great to be back!

Thank you Mary, Tami, and Doris at Stella & Me for hosting a wonderful 4th of July themed Business After Hours! It was a great space for chamber members to meet for a night of networking, and fabulous food! Come out and shop local for some really cute clothes, earrings, purses, scarfs, and don't forget the cutest little girl clothes and much more!

Regarding: Washington Cares Act and Exemption

Washington recently passed legislation to assist with the future costs of long-term care. This is essentially a new tax, paid completely by employees, that will take effect of January 1, 2022. This new tax will be assessed to your W-2 income at the rate of .58%. It is not optional. The benefits are very limited, pay only for help in Washington State, and require an extensive “vesting” period before an employee can use them.

Employees have the right to “opt out” of the program if they qualify for an exemption. This exemption is granted if the employee has obtained long term care insurance personally. The policy would need to be effective prior to November 1st, 2021, to qualify for the exemption.

Personally, obtained long term care insurance will be less expensive for younger employers and more expensive for older employees. The biggest rating factors in Long Term Care rates is age and health. Generally, however, personally obtained LTC insurance provides a significantly higher level of benefits and is payable even if the employee receives care in other states or moves out of Washington.

Desert Insurance has reviewed several individual and group Long Term Care policies and carriers. We have opted to contract with Mutual of Omaha as their pricing and benefit looks to be one of the most competitive rate options for individuals. Included on the subsequent page are rough quotes with a benefit maximum nearly 2x the state benefit with the flexibility of having benefits available immediately and out of state. If you have an interest in looking at a quote you are welcome to call 509-765-5632 or email at brooks@desertins.net.

Desert Insurance Benefits

509-765-5632

Pacific Northwest Benefits

Emily Rimestad

509-322-7280

Desert Insurance Benefits

509-765-5632

Michael Homer

Integrity Wealth Advisors

509-707-0311

Edward Jones – Financial Advisor – Roger Hochstetler

509-765-9100

Edward Jones – Financial Advisor – James Shank

509-855-5556

Edward Jones – Financial Advisor – Justin Ashley

509-765-2566

Country Insurance & Financial Services – Koethke

509-765-9259

Steve Crapson Insurance Agency

509-766-6988

New York Life: Chris Fitch – Agent

509-361-9573

Business-Friendly Programs Available in any array of languages please email information@moseslake.com if you want more information or to get the Small Business Guide.