Friday, May 15 at Noon

Join Connecticut Small Business Development Center’s Matt Pugliese, Associate State Director & Greg Lewis, Business Advisor and the Windham Region Chamber of Commerce for a “How to Re-Open your Business” webinar.

They will help you understand the financial and operational implications of reopening and help you understand the importance of clearly and effectively communicating the preparations you have made to get ready to serve your customers.

This is event is free and open to anyone. Please register in advance at 

You can submit questions in advance to [email protected].

How to Protect Yourself & Employees
Friday May 15, 2020
10:00 AM - 11:00 AM EDT

Anthony Raggi from State Farm Insurance  will present information on:
business auto-ENOL
general liability
workers compensation
professional liability
key employee life
officers and directors
buy/sell agreements funded through life
George McDonald and Ed O’Brien from East Coast Benefit Solutions  will present information on:
Health Insurance – Alternative Funding and Fully Insured Plans
Dental insurance
Life insurance
Short and Long term disabilityVoluntary Benefits

The U.S. Department of Agriculture (USDA) Agricultural Marketing Service (AMS) and Farm Service Agency (FSA) will host a webinar on Thursday, May 14, 2020, at 1 p.m. ET, for farmers, ranchers and other producers interested in applying for direct payments through the Coronavirus Food Assistance Program (CFAP).

As part of President Trump and Secretary Perdue’s April 17 announcement of a $19 billion Coronavirus Farm Assistance Program, USDA will provide $16 billion in direct support based on losses for agricultural producers where prices and market supply chains have been impacted. Also, USDA will assist eligible producers facing additional adjustment and marketing costs resulting from lost demand and short-term oversupply for the 2020 marketing year caused by COVID-19.

USDA is hosting this webinar to share what information is needed to apply for direct payments through CFAP, once the application period begins. The webinar is an opportunity for producers to learn about the general application process and required documentation prior to the official beginning of signup. Producers who are new to participating in FSA programs are especially encouraged to join the webinar. 
Producers interested in participating may register in advance.

After registering, you will receive a confirmation email containing information about joining the webinar. We encourage participants to submit questions through the Q&A box or by emailing  [email protected] . While questions will not be answered live during the webinar, they will be posted at  along with a recording of the webinar and other CFAP information. More details about CFAP direct payments will be announced soon.
If you are an independent contractor or self-employed and applied on April 30 for your unemployment…. You needed to apply for regular CT unemployment first. Many of you started to get letters saying that you had a $0 benefit. This is good. You now could apply for the PUA. 
However, some of you got your letter in the mail saying you are getting a benefit each week. You may have received a W2 in the past 4-5 quarters and that made you eligible . If you get any amount of money from the state UI you will NOT GET ANY PUA.   If you try to apply you will be denied. You will get the additional $600 FPUC but it will not go retro to March because you just applied on April 30. This is what you need to do….
1. Go to
2. Half way down the page you will see “hearing forms”
3. Complete statement of late file   STATEMENT OF LATE FILE
4. You need to explain that you believed you were an independent contractor, because you have been working that way. You waited to file for unemployment because you were told by the DOL and other sources that you, as an independent contractor, should wait until April 30 to file for PUA. On April 30 you were told by DOL that you first needed to apply to regular CT unemployment, which you believed you were not eligible for, and you did, only to be surprised that you were eligible. You can then request to have your unemployment benefit (as little as it may be) go retro from when you were forced to stop working, or had a reduction in hours, due to the COVID. If you were unemployed as of March 25, you can request that you also receive the corresponding $600 per week retro to the date you stopped working. They will need to look at every person on a case by case basis.  
Due to  COVID-19 , the IRS’  People First Initiative  provides relief to taxpayers on a variety of issues from easing payment guidelines to delaying compliance actions. This relief is effective through the filing and payment deadline, Wednesday, July 15, 2020.
• Existing Installment Agreements – Under an existing Installment Agreement, payments due between April 1 and July 15, 2020 are delayed. Those currently unable to meet the terms of an  Installment Payment Agreement  or Direct Deposit Installment Agreement may cancel payments during this period with no default. By law, interest will continue to accumulate on any unpaid balances.
• New Installment Agreements – People who can’t pay all their federal taxes can establish a monthly payment agreement.
• Pending Offer in Compromise applications – Taxpayers have until July 15, 2020, to provide additional information for a pending OIC. The agency generally won’t close any pending OIC request before July 15 without the taxpayer's consent.
• OIC payments – Taxpayers can delay all payments on accepted OICs until July 15, 2020. Interest may accrue, and missed payments are due when the suspension period ends. Taxpayers can call the number on their acceptance letter to address their needs.
• Delinquent return filings – The IRS will not default an OIC for taxpayers who are delinquent in filing their tax return for 2018. However, they should file any delinquent 2018 return and their 2019 return by July 15, 2020.
• Non-filers – More than 1 million households who haven't filed tax returns in the last three years are owed refunds. The deadline to get refunds on 2016 tax returns is July 15, 2020. Those who owe taxes on delinquent returns may visit for  payment options . The longer the debt is owed, the more penalties and interest accrue.
• Field collection activities – IRS stopped field revenue officer enforcement actions, such as liens and levies. Revenue officers will continue to pursue high-income non-filers and perform other similar activities where necessary.
• Automated liens and levies – IRS delayed issuing new automated and systemic liens and levies. Taxpayers experiencing a hardship due to a levy should reach out to their assigned IRS contact or fax their information to (855) 796-4524.
• Certifications to the State Department – IRS has delayed new certifications of taxpayers who are considered seriously delinquent. This affects a person’s ability to receive a new or renewed passport. Existing certifications will remain in place unless their tax situation changes. 
• Private debt collection – IRS will not forward new delinquent accounts to private collection agencies during this period.
1010 Main St. Willimantic Ct 06226
860-423-6389 [email protected]