President's Message
Merry Christmas, Happy Hanukkah, Joyous Kwanzaa, Yuletide Greetings, Joyeux Noël, Feliz Navidad, Fröhliche Weihnachten, Seasons Greetings or Happy Holiday Season! It is time to celebrate life, family, and peace. We recognize that there will be changes to the festivities this year, but one thing is sure, family and friends are more important than ever. As we celebrate in our unique and treasured ways, we continue to support one another. To our families we hold those dear to us a little tighter, hug a bit longer, and rest in the knowledge that NAWBO-CA will be here to help our women business owners.

As we prepare for 2021, you will find that this edition of the newsletter is full of information. Many things are happening on the state and national level, so let's dig in and get informed.

As a result of the rising numbers due to COVID-19 here is a list of resources to enable you to prepare for 2021.


The California Rebuilding Fund is a new program built to support California's smallest businesses as they adapt, reopen, and recover from the effects of COVID-19. This program has been created in partnership with public, private, and nonprofit leaders across the state to ensure that California's smallest businesses can access the resources and capital they need to get through these challenging economic times.

Application deadline: Open, no end date posted
For more information and to apply for the loan visit: CALoanfund.org.
Association for Enterprise Opportunity
Fiserv Back2Business Grant

Fiserv is giving back to help small businesses get Back2Business with a program focused on helping to jump-start Black- and minority-owned small businesses in hard-hit communities. Back2Business is designed to help stabilize and grow small businesses with business consulting services, leading Clover payments technology solutions from Fiserv, and financial support for employee payroll, rent or lease payments, operations equipment, and resources.

Application deadline: Monday, March 15, 2021
For more information and to apply for the grant visit: https://aeoworks.org/Fiserv/

Los Angeles County Department of Workforce Development

L.A. County Employer Assistance Grant Fund
WDACS will use a portion of the funds to provide grants to qualified businesses within L.A. County that demonstrate significant economic hardship resulting from COVID-19 to help them retain workers and remain in business during these challenging times. 

Application deadline: Open, no end date posted
For more information and to apply for the grant, visit: https://workforce.lacounty.gov/

Black-Owned Small Business Impact Fund

BeyGOOD is on a mission to spread hope. The goal is to provide a lifeline for small businesses at the epicenter of dual pandemics. NAACP has teamed up with the BeyGOOD to expand economic opportunity by awarding grants of $10,000 on the 15th of each month through the end of 2020.

Application deadline: Friday, December 18, 2020
For more information and to apply for the grant visit: https://naacp.org/black-owned-business-impact-fund/
Google and Alphabet
Google Ad Credits

To help address some of these challenges, Google offers more than $400 million in Google Ad credits to small businesses.

Application deadline: Open, no end date posted
For more information and to apply visit: https://support.google.com/google-ads/answer/9803410

Women in the spotlight

Women who are making history:  
Kamala Harris

Congratulations to Vice President-Elect - Kamala Harris!!! So many firsts. First woman. First Black vice president. First Black woman vice president. First South Asian American. First South Asian American woman. First VP whose parents come from India and Jamaica. First VP who counts Prince and Bootsy and hip-hop among her musical loves. First VP who’s a stepmom. First VP to be a member of Alpha Kappa Alpha Sorority. First HBCU grad. First vice president married to a man! Congratulations Kamala!!
Sarah Fuller

History made again. Sarah Fuller of Vanderbilt became the first woman to play college football in one of the five major conferences. Congratulations Sarah!!

Amanda Ray

On November 16, 2020 Amanda Ray became the first female Commissioner of the California Highway Patrol, breaking a critical glass ceiling in law enforcement and public service! Congratulations Amanda!!

Sydney Barber

Midshipman 1st Class Sydney Barber, a black woman and a mechanical engineering major from Lake Forest, Illinois, has been named brigade commander, and will lead the U.S. Naval Academy’s student body. Congratulations Sydney!!!
Women who pathed the way:

Patsy Mink, first Japanese American Congresswoman (D-HI), wrote the Women’s Educational Equity Act, played a key role in the enactment of Title IX, which was renamed posthumously as the “Patsy Takemoto Mink Equal Opportunity in Education Act”

Margaret Chase Smith, first woman elected to both houses of Congress (R-ME), serving 8 years in the House of Representatives and 24 in the Senate, first in Senate to challenge Senator Joseph McCarthy’s anti-communist crusade.

Constance Baker Motley
Making history and making law are the twin components of Constance Baker Motley’s extraordinary life and career. Motley’s legal career began as a law clerk in the fledgling National Association for the Advancement of Colored People Legal Defense and Education Fund, where she clerked for Thurgood Marshall.

She became a key legal strategist in the civil rights movement, helping to desegregate Southern schools, busses, lunch counters – and successfully argued nine of ten cases before the U.S. Supreme Court.

In 1964, Motley became the first African-American woman elected to the New York State Senate; in 1965 she was chosen Manhattan Borough President – the first woman and first African-American in that position; and in 1966, President Lyndon Johnson named her a Federal Court judge – the first African-American woman so named. Known as an incisive and capable judge, Motley believes her presence makes a difference: “As the first black and first woman, I am proving in everything I do that blacks and women are as capable as anyone.”

Notable days in the history of women's rights

  • December 1, 1955 – Rosa Parks refuses to give up her seat on a bus to a white person; her arrest sparks the modern civil rights movement in the US
  • December 5, 1935 - Mary McLeod Bethune creates the National Council of Negro Women
  • December 7, 1941 – Capt. Annie Fox receives the first Purple Heart awarded to a woman for her service while under attack at Pearl Harbor
  • December 14, 1961 – President’s Commission on the Status of Women is established to examine discrimination against women and ways to eliminate it
  • December 14, 1985 – Wilma Mankiller is sworn in as principal chief of the Cherokee Nation of Oklahoma – the first woman in modern history to lead a major Native American tribe
  • December 17, 1993 – Judith Rodin is named president of Univ. of Pennsylvania, the first woman to head an Ivy League institution
  • December 28, 1967 – Muriel Siebert becomes the first woman to own a seat on the N.Y. Stock Exchange
December 16, 2020 

California Department of Insurance (CDI) Town Hall 
Due to a conflict with Commissioner Lara’s schedule, the NAWBO CA and CDI Town Hall is being rescheduled to December 16, 2020. It's not too late to register and ask the Commissioner any questions.

California Chapter News:
2021 Upcoming Events

KBWF Event 
Network & Get Leads with NAWBO-CA — Dates TBD
Straightforward ideas and inspiration from NAWBO-CA sisters 
Using Your Super-Powers —Dates TBD
Leading with your strengths, outsourcing your weaknesses

Propel 2021 
SAVE THE DATES: April 28th and 29th, 2021

NAWBO National News:
June 6-7 – Advocacy Days
October 17-19 – Women's Business Conference – New Orleans

Diversity Matters 

Oxford Dictionary defines diversity as the state of being diverse; variety. We are diverse in our clothing selections or meals and even our hairstyles. However, when we think of diversity, we sometimes have preconceived ideas of what that word means and we have biases based on our internal interpretations. For example, when we think of a GMC 4x4 truck with dual tires on the back, what visual comes to your mind? 

Did you think of a male driver, boot wearing with a baseball or cowboy hat? This is an example of a bias a preconceived idea of what we think should have been. When in actually the driver is a female, African American, veterinarian. So, when we think of diversity let’s keep our minds open and understand that variety is as they say, “the spice of life.”

In closing, remember that the work we do today, builds a better tomorrow.


Vikita Poindexter, SPHR-CA, SHRM-SCP, SHRM-CP
CA Insurance License #0K21140
Poindexter Consulting Group, LLC.  
2020 Enterprising Women of the Year Award Winner
2020 Women of Influence Awards Nominee, San Diego Woman’s Advocate Award
2019 Spirit of the Entrepreneur Award Winner
2019 Spirit of the Entrepreneur Finalist
Temecula Valley Chamber of Commerce
2008 and 2009 Citizen of the Year Nominee
2008 and 2009 Sterling Business of the Year Nominee
951.926.9069 OFFICE  
866.608.5556 TOLL FREE
951.346.3581 FAX 
Schedule your consultation at: https://poindexterconsulting.youcanbook.me
President, NAWBO-CA
National Association of Women Business Owners, State of California
Past, President, NAWBO-IE
National Association of Women Business Owners, Inland Empire
Committee Member
Labor and Employment Issues/Workforce Skills and Education/Workers Compensation
California Small Business Association
California Department of Insurance
Insurance Commissioner Lara Appointed Diversity Task Force Member
Insurance Diversity Initiative (IDI)
Governor Announces New Grants & Tax Credits for Struggling Small Businesses


On November 30, Governor Gavin Newsom announced a new set of measures designed to aid small businesses impacted by COVID-19 and its related restrictions. These measures will tackle the ongoing challenges posed by the pandemic through three fronts: grants, additional funding for the California Rebuilding Fund, and tax relief.

COVID Relief Grants

In partnership with the Legislature, the California Office of the Small Business Advocate (CalOSBA) will administer a new $500 million COVID Relief Grant for small businesses that have suffered the impacts of COVID and the health and safety restrictions. A network of CDFIs will distribute the grants of up to $25,000. The goal is to reach underserved micro and small businesses by early 2021.

California Rebuilding Fund

Earlier this month, the California Rebuilding Fund launched as a public-private partnership to make available $25 million in low-interest loans to help impacted small businesses rebuild and thrive. This week’s new measures will provide an increase of $12.5 million in funding. The move will capitalize the Fund in full. It will also make even more loans available to small businesses with less access to loans from traditional banking institutions.

Public Policy & Advocacy Committee Update
New Laws Bring New Regulations  
New Leadership Changes at the LWC 
Next Steps for NAWBO-CA’s Art of Advocacy

New Laws Bring New Regulations:
Cal/OSHA Emergency COVID-19 Prevention Regulations

Cal/OSHA has issued its Emergency COVID-19 Prevention Regulations, effective November 19, 2020 (Immediately). Employers must establish and implement a written COVID-19 prevention plan/program. he regulations are similar to California’s IIPP and the two programs can be integrated. The notification and reporting requirements are also very similar to the mandates in AB 685.

The regulations are summarized below:  

Effective Immediately, employers must provide a COVID-19 prevention plan to include the following: 
  • System for communicating information to employees about COVID-19 Prevention Procedures, testing, symptoms and illnesses, including a system for employees to report exposures without fear of retaliation.
  • Identification and evaluation of hazards – screening employees for symptoms, identifying workplace conditions and practices that could result in potential exposure. 
  • Investigating and responding to cases in the workplace – responding immediately to potential exposures by following steps to determine who may have been exposed, providing notice within 1 business day about potential exposures, and offering testing to workers who may have been exposed.
  • Correcting COVID-19 hazards – including unsafe conditions, work practices, and providing effective training and instruction. 
  • Physical Distancing – implementing procedures to ensure workers stay at least 6 feet apart from other people.
  • Face Coverings must be provided and worn at all times while at work
  • Adopting site-specific strategies such as changes to the workplace and work schedules and providing PPE to reduce exposure to the virus.
  • Positive COVID-19 case and illness recording requirements and making the COVID-19 Prevention Plan accessible to employees and employee representatives. 
  • Removal of COVID-19 exposed workers and COVID-19 positive workers from the workplace with measures to protect pay and benefits.
  • Criteria for employees to return to work after recovering from COVID-19, along with a long-term RTW plan.
  • Requirements for testing and notifying public health departments of workplace outbreaks (3 or more cases in a workplace in at 14-day period) and major outbreaks (20or more cases within a 30-day period).  
  • Specific requirements for infection prevention in employer-provided housing and transportation to and from work.
  • Note: Cal/OSHA Investigators are expected to focus on the key areas of these regulations in the event of an inspection of the worksite (which are never scheduled in advance). The new regulations will likely be challenged in the courts and may increase litigation involving leave laws, and the enforcement of safety standards under PAGA.

New Laws Bring New Regulations:
The CA Family Rights Act Expansion (SB 1383)

California’s Legislature expanded the laws under the CA Family Rights Act (CFRA) effective January 1, 2021. Below is an important summary on how the CFRA affects women business owners:  
  • CFRA is expanded to apply to all employers with 5 or more employees.   
  • There is no requirement that an eligible employee work at a location where the employer has 50 or more employees, as had been required under the federal Family Medical Leave Act (FMLA) and the CFRA. 
  • CFRA expands the definition of eligible employee to care for grandparents, grandchildren, and siblings, in addition to parents, children, spouses and registered domestic partners, who are covered under the FMLA and the CDRA.
  • CFRA also provides coverage to key employees and provides 12 weeks of baby-bonding leave for both parents, even if they work for the same employer. Prior to the Jan 1, 2021 effective date, if both parents worked at the same company they were required to split the leave.  
  • Up to an additional 2 weeks may be added to provide for “Kin Care Leave” by using the all of the employee’s sick leave. 
  • Overlap of the FMLA and CFRA is burdensome on small and large employers. Example: the FMLA and CFRA contain almost identical eligibility requirements and leave obligations, resulting in the 12 weeks of protected leave running concurrent.  
  • However, with the CFRA’s eligibility expansions, the 12 weeks of leave is less likely to overlap. For instance, an employee could take 12 weeks of FMLA leave to care for a grandparent (not covered by the FMLA) and then an additional 12 weeks of FMLA leave to care for a parent (a reason covered by both the FMLA and CFRA).  
  • Small and large businesses should update their leave policies and make sure their employees are trained and familiar with the new CFRA rules.

New Laws Bring New Regulations:
Pay Data Reporting Requirements (SB 973)

The Governor signed legislation that adds technical reporting requirements to the Employer’s Pay Data Report and becomes effective on March 31, 2021. The revisions to the Pay Data Reporting requirements were made in an effort to aid targeted enforcement of several labor laws – specifically attempting to identify wage rates that appear to be discriminatory on the basis of gender or race. The new requirements include the following:  
  • Private employers with 100 or more employees and who are required to file an annual Employer Information Report under federal law, must submit a “Pay Data Report” to the CA Department of Fair Employment and Housing.  
  • Report must identify the number of employees by race, ethnicity, and sex, whose annual earnings fall within each of the pay bands used by the USBLS’ Occupational Employment Statistics survey for each of the following job categories: Executive or Senior level officials and managers; first or mid-level officials and managers; professionals; technicians; sales workers; admin support workers; craft workers; operatives; laborers and helpers; and service workers. 
  • Requires a snapshot by selecting a single pay period of their choosing between Oct 1 and Dec 31 of the calendar year preceding March 31, that counts the individuals in each of the above categories, separated by race, ethnicity and sex. 
  • Total earnings and hours are calculated and provided on the Form W-2 for each employee for the entire year. 
  • The CDFEH is developing a form that will be formatted for use by the department to search and sort the info using their software.

Legislative Women’s Caucus

The Legislative Women’s Caucus (LWC) just announced that Assemblymember Christina Garcia will serve as the Caucus’ Chair for the 2021-22 legislative Session and Senator Nancy Skinner will serve as her Vice Chair. Assemblymember Garcia serves AD 58 that includes Artesia, Bell Gardens, Bellflower, Cerritos, Commerce, Downey, Montebello, Norwalk and Pico Rivera. Senator Skinner represents the 9th district incorporating much of the East Bay, including Alameda, Berkeley, El Cerrito, Emeryville Oakland, Pinole, Richmond, Rodeo, San Leandro and San Pablo. The Chair will be staffed by Sulema Landa (Assembly) and Rochelle Schmidt (Senate).

We will be meeting with the Legislative Women’s Caucus (LWC) staff in December and the Chair and Vice Chair in January. The purpose of these meeting will be to discuss issues that are important to women business owners, including issues that affect all working women and their families. We will also discuss issues that are important to the LWC and report back to NAWBO-CA’s Advocacy and Public Policy Directors on the priority issues that the LWC identifies as its top priority policies for 2021. There will be much to discuss following our meeting with the LCW and their staff. The LWC has looked to NAWBO-CA as an important resource to them as they prioritize their bill packages and policy recommendations.


We encourage anyone interested in advocacy to join the Public Policy Committee. It’s open to all members and we meet on the 4th Friday of the month from 8:00 – 9:00 a.m. If you’re interested, email NAWBO-CA’s Advocacy and Public Policy Director Robin Allen at robindharris1@hotmail.com. Robin Allen has taken over the position in place of Moreen Lane, so please address all advocacy and public policy questions to Robin Allen and Lori Kammerer, NAWBO-CA’s lobbyist, at LoriKammerer@gmail.com. The bigger the team, the greater the outcomes!
#National News
Women in Business: A New CircleAround Original Video Series

NAWBO has partnered with CircleAround and Verizon Business to develop a new original video series: Women in Business. Watch as two women meet professional business coaches and start to implement the advice they receive. Learn more here and start watching today!

Chapter Virtual Events
San Diego hosts a holiday celebration on December 14, featuring networking breakout rooms and a special guest to discuss food and beverage pairings.

Silicon Valley announces How to Gain Insta-Clients with Speaking Live or via Zoom on December 15.

Santa Barbara will start the new year with a Self-Care and Mindful Nourishment event on January 20. Learn strategies for enhancing your emotional and physical well-being and address the human tendency to use food (or drink) as mood regulators.

For more chapter events, visit our web page.
The NAWBO office will be closed from December 24 through January 3. We wish you and yours a wonderful holiday season.