View as Webpage


October 19, 2022

Nebraska Bankers Association Logo

NBA Foundation Scholarship Application Available

Do you know a college student with an interest in banking who could use $2,000?

The NBA Foundation will award up to 10 $2,000 scholarships for the 2023-2024 academic year. 


Eligibility requirements: 

  • Studying business, finance, accounting, economics or another business-related major
  • Attending one of the three Nebraska state colleges or a privately funded college or university
  • Full-time student
  • Junior or senior standing
  • Have a minimum GPA of 3.0
  • A legal resident of Nebraska


Applications are due Jan. 31, 2023.


For more information, contact Kara Heideman at the NBA at [email protected] or 402-474-1555.

$2000 Scholarship Application Due Jan. 31 2023

Awarded to students attending one of the following colleges or universities:

Bellevue University

Chadron State College

College of St. Mary

Concordia University

Creighton University

Doane University

Hastings College

Midland University

Nebraska Wesleyan University

Peru State College

Union College

Wayne State College

York University

Legislative, Policy & Regulatory Updates

NBA, Banking Groups Urge FHFA to Update FHLB Advance Qualifications

The NBA joined more than 70 banking associations in urging the Federal Housing Finance Authority (FHFA) to update regulations regarding the use of tangible capital to determine whether financial institutions qualify for Federal Home Loan Bank (FHLB) advances. Under current regulations, if a bank does not meet the required tangible capital levels, it could be denied access to the FHLB advance system unless its primary federal regulator (PFR) requests in writing that an advance be made or rolled over. 


In a letter sent this week, the groups said Tier 1 capital is a better metric and "offers the best picture of a bank’s financial condition." They noted that in today’s rising interest rate environment the tangible capital metric could lead to the conclusion that otherwise sound banks are not creditworthy for purposes of access to FHLB advances. 


"Making the change from tangible capital to regulatory capital in the near term, prior to any future stress, would help to ensure that banks, particularly smaller banks, have seamless access to an important liquidity tool without compromising the FHLBs’ ability to screen for troubled institutions or work with a bank’s PFR," the groups said.

Read the Letter


SBA Clarifies Time Period for Lenders to Seek SBA Purchase of PPP Loans 

The Small Business Administration (SBA) issued a procedural notice clarifying the time period when Paycheck Protection Program (PPP) lenders may ask the agency to purchase the guarantee on a PPP loan. If a PPP loan matures while a lender request for a forgiveness payment or while a loan review decision is pending with SBA (including with the Office of Hearing and Appeals), the lender will have 180 days from the date of the SBA forgiveness payment or final SBA loan review decision to request that SBA honor the guaranty. 

Learn More


Deposit Insurance Rates to Increase in 2023

Despite significant opposition from the banking industry, including the NBA, the Federal Deposit Insurance Corporation Board of Directors unanimously voted to raise deposit insurance assessment rates by two basis points. Acting Board Chairman Martin Gruenberg said the change, “increases the likelihood that the reserve ratio will reach the statutory minimum of 1.35 percent within the deadline set by statute.”

Learn More


Court Overturns HMDA Reporting Threshold for Small Entities

The D.C. District Court partly invalidated exemptions that allowed small mortgage lenders to avoid reporting closed-end loan data under the Home Mortgage Disclosure Act (HMDA). 

Learn More


Dollar Thresholds for Exempt Transactions Increase 

Financial regulators announced that the dollar threshold at which higher-priced mortgage loans (HPML) become subject to special appraisal requirements will increase from $28,500 to $31,000 in 2023. The Federal Reserve and the Consumer Financial Protection Bureau also said that the threshold under which consumer credit and lease transactions under Regulation Z (Truth in Lending Act) and Regulation M (Consumer Leasing Act) are exempt will increase from $61,000 to $66,400 in 2023.

Learn More:


Reg Z and Reg M

Upcoming Events

To see the complete event schedule, visit the NBA Event Calendar.

Graduate Schools of Banking Opportunities 

The Graduate School of Banking-Wisconsin (GSB-Wisconsin) and the NBA are sponsoring multiple schools in 2023, including a Bank Technology Management School. View next year’s full schedule here.

The NBA and GSB-Wisconsin are also co-sponsoring online seminars during the rest of 2022. For more information, view the schedules by date: October | November/December.

Enrollment is open for the Graduate School of Banking at Colorado’s next session, held July 16-28, 2023, in Boulder, CO. Learn more and apply here

Banks & Bankers

Oct. 12 - 18


Email your news, press releases, photos and/or newspaper articles to be published in Banks & Bankers. Send content to [email protected].

NBA Employee Spotlight

Employee Spotlight

Meet Luke Finlaw-Draper, the NBA’s new government relations administrative assistant. Luke graduated from Nebraska Wesleyan University and Lincoln High. 


What are you looking forward to in your new role?

Learning more about banking legislation and making new connections 

What is your favorite thing about Nebraska?

Husker Football 

What are your hobbies?

Listening to music, drawing, watching movies, hanging out with friends and video games

Luke Finlaw-Draper

Webinar on Combating Elder Financial Exploitation

The American Bankers Association Foundation and the U.S. Department of Justice will hold a free webinar on Thursday, Oct. 27, at 1 p.m. CDT on how bankers can recognize signs of elder financial exploitation and pursue strategies to protect older customers. 


Facebook  Twitter  LinkedIn  Instagram