Bank Closure in Philadelphia 

Tioga-Franklin Savings Bank in Philadelphia was closed on Friday by the Pennsylvania Department of Banking and Securities, which appointed the FDIC as receiver. The FDIC entered into an agreement with Second Federal Savings and Loan Association of Philadelphia to assume all deposits and purchase substantially all assets of Tioga-Franklin Savings Bank.

As of June 30, 2026, Tioga-Franklin Savings Bank had one branch location and reported total assets of $68 million and total deposits of $67 million.

This marked the fifth bank failure nationally in 2026. 

Cyber Resources

The ABA, the Financial Services Information Sharing and Analysis Center (FS-ISAC), and the U.S. Department of the Treasury's Office of Cybersecurity and Critical Infrastructure Protection (OCCIP) have compiled recommendations, along with U.S. government and private-sector resources, to help financial institutions prepare for and respond to significant events, such as cyberattacks, technology outages, and natural disasters, that may affect operations. 

Build Skills Across Your Bank With Upcoming Professional Development

From fraud prevention and cyber defense to customer service, compliance, lending, AI and executive leadership, the NCBA’s upcoming professional development calendar offers practical learning opportunities for bankers at every level. Explore the programs below and find the right opportunities for you and your team.

September

• September 10–11 | 2026 Emerging Leaders Conference
  Audience: In Person | Emerging banking professionals and future bank leaders
• September 14 | AI in Banking Applied: Risk & Compliance
  Audience: Virtual | Risk, compliance, audit, governance, vendor management and AI program professionals
• September 17 | The Exceptional Banker Workshops – Proactive Customer Service
  Audience: Virtual | Retail bankers, branch staff, customer-facing employees, supervisors and managers
• September 29–30 | ACH Fundamentals Boot Camp
  Audience: In Person | ACH professionals, payments specialists, treasury management professionals and operations staff

October

• October 1 | The Exceptional Banker Workshops – Fix It Fast, Fix It Right
  Audience: Virtual | Retail bankers, branch staff, customer service representatives, supervisors and managers
• October 19–20 | 2026 Fall Compliance Update With Patti Joyner
  Audience: In Person | Compliance, BSA/AML, audit, risk management, operations and bank leadership professionals
• October 22 | Appraisal & Evaluation Compliance Seminar
  Audience: In Person | Appraisers, appraisal review staff, compliance officers, credit administrators, lending managers and loan officers
• Beginning October 22 | Understanding Bank Performance
  Audience: Virtual | Bank executives, CFOs, finance professionals, directors, branch managers and emerging leaders
• October 26–29 | Bank Trainers Conference & Expo 2026
  Audience: In Person | Bank trainers, learning and development professionals, HR professionals and organizational development staff
• October 26–30 | 2026 Carolinas & Virginias RMA Commercial Lending School
  Audience: In Person | Commercial lenders, credit analysts, relationship managers and commercial banking professionals

November

• Beginning November 3 | Banking AI Accelerator – Winter Series
  Audience: Virtual | Bank executives, innovation leaders, technology professionals, operations leaders and bankers exploring practical AI applications
• November 4–6 | 2026 Management Forum
  Audience: In Person | Bank CEOs, presidents, executive management, senior leaders, directors and department heads
• November 10 | Creating, Implementing, and Maintaining a Compliant Employee Handbook
  Audience: Virtual | HR professionals, compliance officers, executive management and supervisors responsible for personnel policies

Building Banking’s Next Generation of Advocates

At next month’s NC Emerging Leaders Conference on September 10–11, bankers from across the state will gain firsthand experience with the legislative and regulatory issues affecting banks and the communities they serve.

Through legislative visits, attendees will meet directly with policymakers, see the advocacy process up close and learn how bankers can help shape the issues affecting North Carolina’s banking industry.

Registration is open for bankers ready to take a more active role in the industry’s advocacy efforts. Send your bank's Emerging Leaders on September 10-11!

North Carolina Banks on Forbes List of Best Banks

Forbes has published its 2026 ranking of America’s Best-In-State Banks. Online-only banks as well as larger institutions with branches in 15 or more states were excluded. In North Carolina, the publication highlights United Community, United Bankshares, HomeTrust Bancshares, Fidelity Bank, and First Horizon Bank.

Help Build Banking’s Next Generation at App State Bank Day

North Carolina banks have an opportunity to meet the next generation of banking talent at App State Bank Day, taking place September 9 from 5:00–7:00 p.m. at Appalachian State University in Boone. Participating banks can set up a table, meet students face-to-face and introduce them to the wide range of career opportunities available in banking. 

Whether your bank is looking for future employees, interns, co-op students or early-career talent, this event offers a chance to build relationships with students who could become the industry’s next generation of leaders.

Banks interested in participating should reserve their spot by August 31.

KS Bank to Bring Full-Service Community Banking Back to Roseboro, NC

KS Bank is bringing community banking back to Roseboro, becoming the first community bank to open in the area following a nearly four-year absence. The new branch is expected to open in November at 201 E. Roseboro Street in downtown Roseboro, with support from town leaders, local businesses and residents.

The Roseboro branch will offer in-branch teller services, a drive-thru, ATM and digital banking, along with deposit and loan products for individuals and businesses, mortgage services and wealth management. The opening will mark KS Bank’s 13th location.

Pinnacle Financial Partners’ Jim Graham Celebrates Retirement After 63 Years of Banking

Bankers, colleagues and friends recently gathered to celebrate the retirement of Jim Graham of Pinnacle Financial Partners, marking the conclusion of an extraordinary 63-year career in banking.

Guests received red buttons reading “Jim Graham is my friend,” a fitting tribute to someone whose long career has been defined not only by his contributions to the industry, but by the relationships he has built along the way.

Congratulations to Jim on a remarkable career and a well-earned retirement.

Congress Status:
Currently In Recess

The House is in recess until August 31.

The Senate is in recess until September 14.

Eligible Investments for Trump Accounts

The Treasury Department has released proposed regulations to limit eligible investments for Trump Accounts to choices with low expense ratios and to exclude products with excessive fees or unnecessarily complex strategies.

Slay Scams with ABA’s #BanksNeverAskThat Campaign

Registration is open for ABA’s free fraud prevention campaign, #BanksNeverAskThat. This year, learn what it means to become a Scam Slayer with brand new materials including social media posts and graphics, informational and entertaining videos and more. Registration is free for all banks — making it easy for you to help your customers spot the red flags of scams and protect their money.

Looking for check safety tips? ABA’s #PracticeSafeChecks campaign is still here to help. Register for both campaigns today and join the industry-wide launch on October 1!

North Carolina Bankers Association Supports Launch of Industry-Owned Blockchain Network

Representing one of the most expansive efforts among state bankers associations, BankChain Alliance is creating an industry-owned, industry-designed and industry-governed network built on a common blockchain platform.

The BankChain Alliance network will allow participating financial institutions the ability to provide emerging banking capabilities while maintaining the regulatory standards, security, and trust that customers expect from their banks. Examples of such innovations are smart payment tools, tokenized deposits, stablecoins, automated settlement, and other innovations.

The Alliance is undergoing a rigorous process to select a technology partner and is targeting a 2027 launch. The BankChain Alliance network will be interoperable with other networks and will invite ownership from banks across the country.

2026 Banks of the Carolinas Compensation Survey

In conjunction with Pearl Meyer, the North Carolina Bankers Association is pleased to announce that the 2026 Banks of the Carolinas Compensation Survey is available for purchase. This comprehensive survey provides reliable benchmarking data, helping you make informed business decisions by comparing information relevant to your institution’s asset size, industry standards, and competitors in the banking sector.

Also recently published is the South Atlantic Bankers Associations Survey. 

This year's survey reports represent:

• 41 NC and SC institutions; 188 Southeast institutions  
• Over 6,100 incumbents reporting in NC and SC; over 23,600 incumbents in the Southeast
• 187 banking positions reporting in NC and SC
• 300 banking positions reporting in the Southeast

The effective date of the data for this survey is April 1, 2026.

The survey fees are:

• $650 – Participants: Banks of the Carolinas Compensation Report or South Atlantic Bankers Associations Report
• $1,050 – Participants: Banks of the Carolinas Compensation Report and South Atlantic Bankers Associations Report
• $1,495 – Non-Participants: Banks of the Carolinas Compensation Report or South Atlantic Bankers Associations Report
• $1,995 – Non-Participants: Banks of the Carolinas Compensation Report and South Atlantic Bankers Associations Report

If your organization did not participate and would like to purchase the survey, or you have not received your purchase email, please contact Rhonda Snyder at rhonda.snyder@pearlmeyer.com.

Thank you to all participants for making the 2026 Banking Compensation Survey a success! 

Need Credits? Earn CRCM, CPE, SHRM and More!

Looking to skill up? North Carolina Bankers Association is making it easier than ever to invest in your professional growth. Sign up for one of the upcoming webinars from our partnered providers:

Fifth Third Continues Triad Expansion

Fifth Third Bank has filed plans for a second Winston-Salem branch as part of its continued expansion across the Triad. The Cincinnati-based bank plans to open 10 locations in the region over the next 18 to 24 months, including two branches each in Winston-Salem and Greensboro.

"Nothing great was ever achieved without enthusiasm.”

- Ralph Waldo Emerson