Reduction in Hours - New Life Event for HBRs with Access
Due to a recent clarification on the Section 125 rules in which our plan is governed, employees can now drop their dental or vision insurance due to "reduction in hours". Health Benefit Representatives who can create life events for employees will be able to assist employees who request a change to their benefits due to this reason. For those HBRs without this access, it's important to consult with your employees who may be in this situation to find out if this is something they would like to do. If so, follow the necessary chain in order to have the life event created. This situation is for an employee working 21 - 40 hours and changing to less hours, but still 20 or above.
Please note that if an employee falls below 20 hours they become ineligible for NCFlex benefits and all benefits will automatically be dropped. This does not require any action if you currently receive an eBN payroll file.
Although "reduction in hours" allows the drop of dental and/or vision, "increase in hours" is still not a valid life event.