An Important Message for NCFlex Participants
May 2019
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Cancer Insurance from Allstate Benefits pays you to stay healthy

Your NCFlex Cancer & Specified Disease Plan includes a Wellness benefit that pays you and your eligible family members annually when you have a covered preventive examination.
  • Low plan – pays each covered individual $25 annually
  • High/Premium plan – pays each covered individual $100 annually

The annual Wellness benefit is paid when a member undergoes examinations performed by a physician or physician’s assistant and includes the following:
  • Biopsy for skin cancer
  • Blood test for triglycerides
  • Bone Marrow Testing
  • CA15-3 (cancer antigen 15-3 – blood test for breast cancer)
  • CA125 (cancer antigen 125 – blood test for ovarian cancer)
  • CEA (carcinoembryonic antigen – blood test for colon cancer)
  • Chest X-ray
  • Colonoscopy
  • Doppler screening for carotids
  • Doppler screening for peripheral vascular disease
  • Echocardiogram
  • EKG (Electrocardiogram)
  • Flexible sigmoidoscopy
  • Hemoccult stool analysis
  • HPV (Human Papillomavirus) Vaccination
  • Lipid panel (total cholesterol count)
  • Mammography, including Breast Ultrasound
  • Pap Smear, including ThinPrep Pap Test
  • Serum Protein Electrophoresis (test for myeloma)
  • Stress test on bike or treadmill
  • Thermography
  • Ultrasound screening of the abdominal aorta for abdominal aortic aneurysm
Submit claims online via Fast File

Did you know that your Wellness benefit can be deposited directly into your bank account in as little as 48 hours? Check out THIS VIDEO to learn more.
This is a brief overview of the benefits available under the group policy underwritten by American Heritage Life Insurance Company (Home Office, Jacksonville, FL). The coverage has exclusions and limitations. Contact your Allstate Benefits Representative for costs and complete details. Allstate Benefits is the marketing name for American Heritage Life Insurance Company, a subsidiary of The Allstate Corporation. ©2019 Allstate Insurance Company.
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May - National Skin Cancer Prevention Month

With the sunshine and time outdoors increasing, it’s important to protect our skin from overexposure to the sun. The most preventable risk factor for all types of cancers, including melanoma, is exposure to the sun.

During the month of May, National Skin Cancer Prevention Month, look at information found here from the American Academy of Dermatology to learn how to spot and prevent skin cancer. They also have guides on how to conduct a self-exam of possible trouble spots.

Don't forget you can use your Health Care FSA to pay for sunscreen SPF 15+ in stores and at fsastore.com . 
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Dependent Day Care Flexible Spending Account (DDCFSA)
Filing Claims

The DDCFSA is a great tool to save on taxes for dependent care expenses, but only if you know how to access the money you've contributed. Below we list ways you can file for reimbursement. First take a look a some common mistakes to ensure that you receive your money quickly:

  • Submitting claims prior to service being provided (dates of service must be in the past and can only be reimbursed up to the available account balance)
  • Missing documentation or missing information on documentation provided such as dates of service and itemized amounts
  • Not including the tax ID of the provider

Claims can be uploaded online at  www.padmin.com/ncflex  (see  How to Upload Your FSA Claim   for more details), or via the P&A mobile app. In addition, a  claim form   can be completed and faxed or mailed (contact information is on the form).