Counsellors Title
June 27th
Title Wise
Title Tips & Tactics for Today's Real Estate Professionals
Builders are showing continued confidence for the rest of 2019. This sentiment has continued throughout 2018 and now 2019. With Summer 2019 officially happening, there are some great places to visit and bring your family to see. We have listed a few favorites below. And also we are featuring a quick 60-second video series on title topics.  
Please feel free to email me at
if you have any questions or would like to follow up on any of this edition's articles.  
                                                          Ralph Aponte
National Association of Home Builders Index  
The NAHB [National Association of Home Builders] put out a press release stating that "Sentiment levels have held at a solid range in the low- to mid-60s for the past five months."

Current Demand 
Current demand for single-family homes continues to remain strong, while builders report that certain development and construction costs are rising.

In one respect, the higher costs for skilled labor, the increased prices for materials and the on-going shortage of buildable lots is being offset by lower mortgage rates and an easing of buyer demand, especially in the luxury price range.

2019 Outlook 
NAHB Chief Economist Robert Dietz stated, "And while new home sales picked up in March and April, builders continue to grapple with excessive regulations, a shortage of lots and lack of skilled labor that are hurting affordability and depressing supply."

The NAHB Housing Market Index [HMI] gauges builder perceptions of current single-family home sales and sales expectations for the next six months with three designations: "good," "fair" or "poor." The index/survey queries builders to rate traffic of prospective buyers as "high to very high," "average" or "low to very low." Scores for each component are used in the calculation of a seasonally adjusted index where any number over 50 indicates that more builders view conditions as good than poor.

Presently, the three-month moving averages for regional HMI scores indicates:

■ the Northeast with a three-point gain to 60 
■ the Midwest increased by three points to 57 
■ the West remained at a healthy 71 
■ while the South fell one point to 67 
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New Jersey: The Summer Destination        

In 2019, the summer solstice will occur on Friday, June 21, at 11:54 A.M. EDT. This marks the official beginning of summer as the Northern Hemisphere points itself toward the sun, resulting in the longest day and shortest night of the calendar year. By longest "day," it means the longest period of sunlight. This marks the start of summer in the northern hemisphere.  
On June 20th, we got approximately 15 hours of sunlight.
June through September marks the busiest time for tourism in New Jersey. Here are 8 of the most popular summer tourist destinations: 
1. The lighthouses.
A reminder of New Jersey's rich maritime heritage, historic lighthouses along the coastline are not only picturesque - they're pieces of American history. Take a tour of Sandy Hook Lighthouse (Highlands), the oldest working lighthouse in the country, built in 1764, or take your pick from one of the many other lighthouses in New Jersey.
2. The beaches and boardwalks.
With more than 130 miles of coastline, New Jersey has every type of beach you could want - from quiet and serene, to family-friendly and the social scene. Bordering the beaches are the world-famous boardwalks : pedestrian walkways lined with restaurants, shops, open-air bars, kid-approved attractions and beachfront hotels.
3. Wine tasting.
Escape to the Garden State's countryside to discover rolling hillsides covered in grape vines at one of the many wineries and vineyards. You can enjoy wine tasting in one of the charming tasting rooms throughout the state, and then take in the beautiful views with a vineyard tour.

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Title Topics: Title Insurance
What IsTitleInsurance
What Is Title Insurance?

Our Commitment to Excellence
Counsellors Title Agency wants to thank you for the opportunity to work with you and your clients to grow your business. Please feel free to click the link above or here to leave us a review on Google. We appreciate your business.

Careers @ Counsellors

Sales: Leading NJ title insurance agency seeks experienced licensed salespersons to help expand its market share throughout the entire state. Benefits include health insurance, 401k with an employer match, flexible spending account, expense account, & marketing support. Send resumes by fax: 732-914-8898 or

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Free Online Title Insurance Calculator  

Counsellors Title Agency announced its updated Title Calculator for New Jersey home purchases & refinances at: Title Calculator  
Loan officers, real estate agents and home buyers can find out how much title insurance will cost for purchases made in New Jersey. 
Easy-To-Use Functionality
This online tool includes many of the endorsements involved in calculating the cost of a title policy in New Jersey. Counsellors Title's Title Calculator is a great tool for real estate salespersons, loan officers, attorneys and those who are buying or refinancing their home.

It calculates the cost of title insurance based upon the purchase price of the home, the loan amount, and the various endorsements that can accompany the loan. The calculator provides the user the scalability of selecting the various endorsements involved in the transaction. 

Counsellors Title Closing Services for Attorneys

Counsellors Title provides its Attorney Settlement Assistance Program [ASAP] with the real estate attorney in mind.

The Counsellors ASAP program offers secretarial services to assist in the process of a sale, purchase, refinance or loan closing.

Counsellors will even communicate directly with all the parties involved in the transaction to coordinate and obtain all the items necessary to assist in the close.

ASAP includes:
  • Documentation Preparation
  • Disbursement of Funds
  • Attendance at Closing
  • HUD Preparation or 
  • Post-Closing Matters
For more information about the attorney services provided by Counsellors Title call our home office: 732.914.1400 or email us at


Handy Guide to Real Estate Sources
I look forward to being of service to you, providing you with outstanding real-time information and some humor to make doing business a pleasure.
Ralph Aponte
Counsellors Title
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Counsellors Title Agency, Inc. specializes in providing title
insurance, title search services and loan closing services
serving attorneys, Realtors, banks and various mortgage
companies throughout the State of New Jersey. CTA offers full
search and insurance capabilities within all 21 counties of New
Jersey for commercial, residential and new construction
purchases in our Toms River, Freehold, Chatham, and Linden locations. CTA is equipped with the latest digital technologies to ensure a
complete and timely transaction.

Counsellors Title Agency, Inc.
Mr. Ralph Aponte
Counsellors Title Agency, Inc.
504 Hooper Ave.
Toms River, NJ 08753
Phone: 732-914-1400
Fax: 732-914-8898