NYSCRC Newsletter March 2016
RESPITE AND MEDICAID MANAGED LONG TERM CARE 

Medicaid Managed Long Term Care (MMLTC) programs provide community based care services for people with long lasting health problems or disabilities. These services are paid for by Medicaid.

In many cases - access to these services assist the care receiver AND the caregiver.  Often allowing scheduled time off or the ability to go to work everyday and still keep a loved one in the community.

Many people believe that they do not qualify for Medicaid because their monthly income is above the Medicaid allowable limit of $825.

The answer:
POOLED SUPPLEMENTAL NEEDS TRUSTS.

The purpose of a pooled trust is to shelter excess income (also referred to as a "spend down") so it is not counted by Medicaid, thereby making a person eligible for Medicaid and the Managed Long Term Care Programs.

Medicaid is a health insurance program for the poor. In order to qualify  one must have income and assets below a certain limit to be eligible.  For a single elderly or disabled person in New York State in 2016, these limits are $825/mo. of income and $14,500 in total assets.  (The income limits for people Disabled, Age 65+, or Blind) Due to the high cost of living, especially medical expenses, many people find that although they are barely scraping by, they are "too rich" to get Medicaid.   Fortunately, by using a pooled trust to shelter excess income - Medicaid eligibility is possible.
 
The monthly spend down is deposited into the trust, the trust can then pay monthly bills, such as rent, mortgage, taxes, cable, phone, utilities etc.  The disbursements from the trust must ALWAYS be for the sole benefit of the trust participant.

A pooled trust is a trust established and administered by A Non - profit organizaiton. A separate account is established for each beneficiary, but for the purposes of investment and management, the trust pools the money of each participant.

Caregivers benefit greatly by helping their loved ones qualify for Medicaid using a trust. By getting help into the home - caregiver burden can be  dramatically reduced.
 

Long term care services include:
Health Services - nursing, home health aides
Personal Care - Help with bathing, dressing and household chores.
Adult Day Health Care
Social Day
Care
Nursing Home Care
Specialty Health - Audiology, Dental, Optometry and physical therapy.
Home Delivered Meals
Personal Emergency
 Response
Transportation to medical appointments
New York Medicaid Choice
1-888-401-6582\TTY 1888-329-1541

Contact a Pooled Trust Near you

Be sure to understand the fees, policies, procedures and reputation of the trust BEFORE you sign th e legal documents!

Serving all of New York state

Serving Monroe, Genesee, Livingston, Wyoming, Ontario and Wayne Counties

Serving all of New York state

LCG Community Trust - Brooklyn
Serving all of New York state

Life's WORC Trusts  - Garden City
Serving all of New York state

  LIFE INC. - Cedarhurst
Serving all of New York State

NYSARC, Inc. Trust Services 
- Latham    
Serving all of New York State

SCS Pooled Trust  - Brooklyn
Serving all of New York state

Serving all of New York State

Serving all of New York State

Serving Erie, Niagara, Cattaraugus, Chautauqua and Allegany Counties


BROOKDALE NATIONAL RESPITE GROUP REQUEST FOR PROPOSALS (application deadline July 7th 2016)

SEED GRANTS AVAILABLE FOR THE START OF DEMENTIA DAY PROGRAMS

COMING SOON!!

REST TRAINING WILL BE AVAILABLE THROUGH THE NYS CAREGIVING AND RESPITE COALITION

Respite Education and Support Tools 


Be sure to let us know if you have a respite program or event that you would like  featured in the monthly newsletter!  
New York State Caregiver and Respite Coalition
Managed by Lifespan
Doris Green - NYSCRC - Director
585-287-6393   Email   
NYSCRC.org