Streamlining the Home Buying Process
If you are starting a search for a new home, most likely you’ll need to get a home loan. The process might seem overwhelming if you haven’t obtained a loan in a long time; even more so for first time home buyers. The lending process doesn’t need to be difficult and by being prepared, you can streamline the process and ensure you are able to get the best loan for your needs.
Choose a Lender
The first step is to  find a lender.  FNB Community Bank would be honored to be your lender of choice. We offer a variety of mortgage plans to appeal to a variety of home buyers — with competitive rates and knowledgeable lenders.

Be Prepared
Before you meet with the lender, gather the information you will need. Generally, you will need to provide current pay stubs, W2s, bank account statements and the last 2 years of your tax returns.

Don’t Make Any Credit Changes
Once you’ve started the loan process, it’s critical that you make no changes to your credit. Postpone any big purchase, do not apply for new credit of any kind and do not pay off any credit cards. It’s also important not to change jobs during the approval process, even if it’s for more money.
Refreshed Kids Savings Account
Help your kids learn how to save with an Eagle Kids Savings account from FNB. Thanks to the interest, you can have fun together as you track the growing funds. It just takes $5 to get started. Elle & Elliott the Eagles invite you to start saving today, so you can continue to soar through life.

Open an account today to receive your very own miniature Elle or Elliot the Eagle. Download our kid-friendly savings goal worksheet to start your child's journey of saving for an item they really want.
NEW, Rose State College debit card design now AVAILABLE!
On top of all of our local high school designs, we are now offering a Rose State College design. Show your Raider pride and order one today.

These designs are EXCLUSIVE to FNB Community Bank, your hometown bank!
New Home Equity Special!
Starting Monday, February 4th, FNB Community Bank will be offering a new, special program for  Home Equity loans.

The "747 Special" includes the following details:
  • 7 year amortization
  • 4.70% APR* Fixed Rate
  • No fees or closing costs
  • Loan amounts from $10,000 to $75,000
  • Up to 80% financing


*APR (Annual Percentage Rate) for approved borrowers with approved credit.
Community banker... also known as friend, neighbor, problem solver, etc.

We are proud to be a COMMUNITY bank.

Any financial decisions we make, whether it be for business loans or home loans or lines of credit, are made right here in Midwest City, where they have been for the last 76 years.

We don't use our customers money to fund a stock on Wall Street... we are more concerned with 29th Street (and all other local streets for that matter)!

When you choose to bank local with us, you are playing a part in the revitalization of our community. YOU are the reason local entrepreneurs' dreams come true.

So here's to you; thank you for entrusting us as your chosen financial institution. We are grateful for each and every one of you!
Happy with your FNB Community Bank experience?
Thank you for banking local and allowing us to serve you. We are honored to be your financial institution! One of our favorite things is reading kind words from our valued customers, like you.

Despite all of these wonderful comments, we are low on Yelp reviews. We are asking for your help to please visit our Yelp page and leave a review for us. New customers often find us online, and many people base their choice to call us on positive reviews.

Please click the link below to be directed to our Facebook review page to leave a brief, helpful review:

We thank you very much for your help in growing our exposure and business!

Not happy with your FNB Community Bank experience?
Reply to this email with your concerns and we will reach out to you.
Finance your new ride with a no-hassle auto loan, and show up at the dealership pre-qualified for real bargaining power. We promise competitive rates and affordable monthly payments, with quick decisions to get you rolling in no time. Our super low rate may not be lasting for much longer, so act NOW!

Auto Loans start at 2.99% APR*

*Annual Percentage Rate (APR) for qualified borrowers with approved credit and auto debit from a FNB Community Bank account, on new loans or refinance of non-FNB Community bank loans. Model year limits may apply. Member FDIC.
Business Loans
We proudly tailor our business loans to the unique needs of your business, whatever they may be — whether you’re just starting out or set for record growth.

T ypes of Business Loans:

You’ll deal with one point of contact throughout the process, and we have the capital to handle almost any size request.

Apply today, and let’s grow your business together.
NOW AVAILABLE: Kasasa Protect
We are excited to introduce FNB Community Bank’s newest product,  Kasasa Protect!

There's a battle underway for your identity, and criminals don't fight fair. Make sure you're ready. This one-stop defensive strategy helps protect you against identity theft, credit card fraud, data breaches, and other deceptive attacks. Kasasa Protect operates around the clock monitoring your sensitive information, providing reports, and intervening as needed. By adding Kasasa Protect , you can rest easier because we're monitoring your information 24/7.

Included Benefits of Kasasa Protect:
  • Credit Reporting
  • Monthly Credit Score & Plotter
  • 24/7 Credit Monitoring
  • Dark Web Monitoring
  • Full-Service Identity Restoration
  • Lost Wallet Protection
  • Email Alerts / Credit Alerts
  • 24/7 Dedicated Kasasa Protect Support Team

You can receive ALL of this protection for only $8/month!
Optional Add On Service : FNB Community Bank offers Kasasa Protect, an optional Identity Fraud Protection And Restoration Service that includes identity theft, fraud protection and breach resolution through a separate, third party that can be added to any of your FNB Community Bank accounts. This add-on service (a) requires your explicit authorization to add these Identity Fraud Protection Services (‘opt-in”), (b) charges a separate monthly fee ($8/month) and (c) can be cancelled at any time.
2018 Okie Honor Award Winner!
We want to send out another big THANK YOU to our loyal friends and customers who sent in nominations and votes for us for Best Local Bank in the  So6ix Magazine  Okie Honors Awards! We wouldn't be the best local bank without the best customers and employees.
Let's Get Social!