Independent Life Announces New
Non-Qualified Structured Settlement Offering
April 17, 2019 - One of the newer life companies to enter the structured settlement marketplace, Independent Life, announced this week they will now accept structured settlements on nonphysical injury cases utilizing a non-qualified assignment.

This is excellent news for anyone involved in nonphysical injury litigation.
Only recently established (2017), Independent Life is unique among our life company partners in that they were conceptualized by industry veterans as a single purpose life market offering structured settlements exclusively.

With insufficient history to secure reviews from many of the independent rating agencies we normally rely on for our longer tenured life markets (A.M. Best, Standard & Poor's, etc.), Independent Life has earned high marks from Egan-Jones (A) and Kroll Bond Rating Agency (A-), two Nationally Recognized Statistical Rating Organizations (NRSRO) validated by the U.S. Securities and Exchange Commission (SEC) and the National Association of Insurance Commissioners (NAIC). Once A.M. Best and other rating agencies eventually weigh in, we'll be sure to update you on the results.

Independent Life joins MetLife as the only life insurance companies offering non-qualified options for nonphysical injury claims at this time. We recently featured MetLife's latest video "What Are the Rules and Requirements for a Non-Qualified Assignment?" on our firm blog site, The Finn Blog.

In addition to these two life markets, we also offer non-qualified structured settlements funded with United States Treasuries through Midwest Trust.
Questions on Nonphysical Injury Structured Settlements?
You've Come to The Right Place
For more than a decade, our firm has been at the forefront of the nonphysical injury settlement discussion. We've studied it, analyzed it, understand it, and are committed to helping you through your taxable litigation minefield.

We created a companion website on the topic,, where clients can get a high-level overview of the concept.

We've had several articles published on the subject:

We developed educational seminars and webinars for law firms, bar associations, claims conferences and industry gatherings interested in learning more about this important topic.

And if that's not enough, we created some proprietary analytical tools designed to help parties make the most informed decisions possible about the impact of taxes on nonphysical injury settlements and how to mitigate them.
How Can We Help You?
Anytime you're involved in a nonphysical injury lawsuit of any consequence, failure to consider a non-qualified assignment structured settlement will usually result in an unnecessary and inordinate tax burden.

Yet many simply settle for cash because it's easier.

But ignoring the benefit of structuring can be very costly. Don't do it!

Before settling your next nonphysical injury lawsuit for cash, let us analyze your situation to see how we may be able to help you benefit.
When to consider:

Wrongful Termination
Civil Rights Violations
Punitive Damages
Bad Faith
Sexual and Nonsexual Harassment
Breach of Contract
Intellectual Property Infringement Retaliation
Business Interference
Emotional Distress
Plus, Many, Many Others
I hope you found our newsletter useful. Thank you for reading and best wishes to you for continued success in your personal and professional lives.
Dan Finn, CPCU, MSSC℠, RICP®
Master's Certified Structured Settlement Consultant
Retirement Income Certified Professional®

"Thank you for the opportunity to be of service!"
CA Insurance License: 0A96173