New Year, New Credit

What is Credit? Why does it matter and how can you improve your score?

Many people set a New Year’s Resolution to purchase a house. But to be able to achieve this, a person needs adequate credit to qualify for a mortgage.



Read our latest blog for a helpful guide on what credit is and how to build it.

We can help!!

AHCOPA provides free housing counseling to help you get mortgage ready and access down payment assistance grants!

Take a First Time Homebuyer Workshop and Learn:

• What to expect from the homebuying process
• How get the BEST mortgage
• How to budget for long term homeowner costs
• How to access grants for a down payment

February Workshops:

Saturday, February 14

10 am - 2 pm

Saturday, February 21

10 am - 2 pm

*taller en español* Sábado, 21 de febrero 

10 am - 2 pm

Saturday, February 28

10 am - 2 pm

Our next ONLINE Will Workshop is THIS WEDNESDAY, January 21!

Can't Make It?

Join our February Online Will Workshop:

Wednesday, February 18

6 pm - 7 pm

We partner with Community Legal Services of Philadelphia to offer Will Workshops online and in person throughout the city. At our Will Workshop, you'll learn how to write three essential documents:

1. Will
2. Advanced Healthcare Directive
3. Power of Attorney

Afterwards, you can sign up for a free follow-up appointment to finalize these documents and get them notarized!

Check out the full list of February Will Workshops.

It's Tax Season!

Put your refund to work!

It's officially tax season with W-2s coming your way. To file your federal taxes for free, you can always use one of the free IRS-approved tax websites like freetaxusa.com.

Philadelphia Homeowners: Get real estate tax assistance.

If you're getting a tax refund, it's a great opportunity to put a little extra cash away for the future, including buying your first home.

We recommend using your tax refund to first pay off debts, especially credit card debt with high interest rates.

If you don't have debt and can just save the money, put it in a high yield savings account! That way your money will grow without you doing a thing. If you're eligible, consider putting it in an Individual Development Account (IDA) which will match your savings contributions to help you purchase a home.