January 2026 eNews

Rates as low as 9.99% APR* for 3 years. 

New Year, New Goals! Find out how easy it can be to be Debt Free when you combine high-interest debt into a lower-interest Toro Consolidation Loan and reduce your monthly payments.

Apply Online to start erasing your debt today! 

 *Annual Percentage Rate. With approved credit. Not all applicants will qualify. Some restrictions may apply. Rates subject to change without notice. Contact the credit union for full details. Offer valid for a limited time only. Max loan amount is $20,000. Federally insured by the NCUA. Equal Housing Opportunity.

Board Member Opportunity

Interested in shaping the future of Toro Credit Union? We're looking for members like YOU to serve on our Board of Directors.

This is a meaningful opportunity to represent your fellow members and make a difference!

Board meetings are held virtually each month, and members from all locations — including plant sites — are encouraged to apply.

Please submit your application by Friday, February 27, 2026.

Looking to save money, boost your credit score, or reach your financial goals, but not sure where to start?

Our Free Credit Check-Up can help!

Mark and Patrick will review your unique situation and create a personalized plan to help you get ahead. See how it’s worked for others—and imagine what it could do for you!

Get a Jump Start on the Holidays

Start preparing for next year’s holiday season with a Holiday Savings Club Account! Save a little each month and enjoy a stress-free holiday when it’s time to shop, travel, or celebrate.

Savings Made Simple:

• $25/month for 10 months = $250
• $50/month for 10 months = $500
• $100/month for 10 months = $1,000

Small monthly contributions now can make a big difference later. Open your Holiday Savings Club Account today and start your stress-free holiday savings!

Your financial goals deserve the right tools. With SavvyMoney-Credit Score you can set goals, track progress, and explore tailored offers based on your credit profile.

It’s FREE, easy, and built right into our online banking and mobile app. Log in to get started today!

eStatements - Make the Switch in 2026!

Go Paperless with eStatements—and Win a Nintendo Switch 2!

Enroll by February 28, 2026, for a chance to win. eStatements are free, secure, and let you access your statements anytime, anywhere—while reducing paper clutter.

Watch our short video to see how easy it is to switch and start receiving statements electronically!

Help us keep your account safe! Current contact information ensures we can reach you quickly if we spot anything unusual on your account.

This includes a new phone number, updated email, or recent move. It only takes a minute — and it’s one of the easiest ways to boost account security!

Mark Your Calendar

January 1 - Closed for New Year's Day

February 27 - Board Member Application Deadline

April 14 - 77th Annual Membership Meeting

Federally insured by the NCUA. Equal Housing Opportunity.

Privacy Policy: Federal law requires us to tell you how we collect, share, and protect your personal information. Our privacy policy has not changed, and you may review our policy and practices concerning your personal information at www.ToroFCU.org, or we will mail you a free copy upon request if you call us at (800) 525-0051.