Drive into the new year in a new ride! Happening THIS MONTH ONLY we've lowered our rates on new and refinanced Auto Loans. Fulfill your New Year's resolution of saving money with getting these crazy low rates along with a new ride or lower monthly payments. Click below to get started on this online only** offer!
*APR = Annual Percentage Rate based on secured collateral 2019 and newer and is subject to change. Advertised rate available for up to 74 month term. Your rate can be higher depending on credit performance. Check with loan department for additional terms and details. Auto loans currently financed through the credit union cannot be refinanced with this offer. Additional criteria may apply.
** Offer available only to loans applied for online (or via phone). Loans applications will be responded to in the order they are received.
What makes the holiday season even better? By rewarding yourself, of course! Now through January 15th use your FinancialEdge Rewards MasterCard® and earn double points on all your purchases*!
*Double points can be earned November 1, 2020 – January 15, 2021 on all purchases made using your FinancialEdge MasterCard® Rewards Credit Card. Points will be earned based on net purchases (purchases minus returns and/or other related credits). Offer is limited to accounts in good standing. Cash advances, transfers, ATM transactions or PIN transactions do not qualify for points. Terms and conditions apply. Offer subject to change without notice. Double points can be redeemed starting one month after the campaign ends.
Be among the first to get your tax refund! Let TurboTax® guide you through your return step by step. Then e-file and choose direct deposit to your FinancialEdge account to get your refund as fast as possible. And as a credit union member you can save up to $15 on TurboTax.
When you participate in Save to Win, every time you make a savings deposit of just $25, you’ll be entered in the monthly and quarterly prize drawings – and best of all, it’s free!
In observance of the New Year, our branches will be CLOSED
on the following dates:

Close at 2pm:
Thursday, Dec 31

Closed:
Friday, Jan 1
Saturday, Jan 2
As we continue to monitor COVID-19 we ask that any basic transactions be done through our Drive-Thru or Remote Services. For more complicated transactions or help with any other service you may book an appointment by visiting our website or clicking below or you may stop into one of our branches. Masks are still required for entry unless you have a medical condition that prohibits you from wearing one.

Remember to continue to wash hands, wear a mask and sanitize frequently. We wish you and yours a safe, healthy holiday season.
Calling all members! We love getting feedback and truly care about your experience with us. We also want to make sure that you are satisfied with our products and services. If you get the chance we would very much appreciate a brief testimonial. Stop in to one of our branches, give us a call at (989) 892-6088 , email us at marketing@finedgecu.org or click below to get started!
6 Ways to Save More Money in the New Year
Even if saving has never been your thing and money is tight, the coming of a new year is an opportunity to change old financial habits. Here are some ways to become a more efficient saver.

1. Budget
Budgeting helps you organize your finances so you have money left over to save each month. It may seem laborious, but budgeting doesn't have to be hard. Mobile apps like MoneyMobile cut a lot of the work and can help you track spending throughout the month.
 
2. Pay yourself first
Firmly commit to making a savings deposit monthly, even if you can only afford a small amount. Do this before paying your other bills.
 
3. Automate
If you're not confident your resolution will stick or you want...
Jan. 1: New Years Day
(CU CLOSED)

Jan. 2: CU CLOSED

Jan. 18: Martin Luther King Jr. Day

Jan. 25: Opposite Day

Jan 28: National Fun at Work Day
Bay Area Women's Center - Wildly Gourmet Dinner & Wine Tasting
We are incredibly happy to once again be a sponsor of this year's Wildly Gourmet Dinner & Wine Tasting put on by the Bay Area Women's Center.

Bay Area Women’s Center was founded in 1975 by a small group of concerned women in Bay County. Since that time, BAWC has grown considerably both in the number of people served and types of programs offered. The center serves both men and women, along with their children. Services are targeted in Bay and Arenac counties; however, people from throughout mid-Michigan and beyond take refuge at their facility. To-date, BAWC has served over 15,000 men, women and children who have sought safety and shelter. 
Salvation Army Challenge
This year Frankenmuth Credit Union has challenged each of the Mid Michigan Credit Unions to donate $1,000 to the Salvation Army in their county. We are proud to say that we are one of the many Credit Unions that have accepted this challenge.

We will be presenting our check to the Salvation Army on the air on WSGW - Date is still to be announced.
Upcoming January Giveaways:
  • Stay tuned for pop-up giveaways on our social media!

Giveaways will be posted on the dates listed above on our Facebook page. Make sure to check out our pages for other pop-up giveaways and announcements!
Euclid Branch:
1199 South Euclid Avenue
Bay City, MI 48706

Sherman Branch:
1304 North Sherman Street
Bay City, MI 48708

Routing #: 272476844

Telephone: (989) 892-6088

Mailing Address:
FinancialEdge Credit Union
PO Box 446
Bay City, MI 48707