New Year Review your insurance for changes in 2022 💼

AN INDEPENDENT RISK MANAGEMENT COMPANY

2 Primary Items to discuss with your Insurance Professional in 2022

Identity Theft / Cyber Liability - make sure you are protected, individually or as a business owner, from the various ways your personally identifiable information (or your client’s) is being stolen

Employment Practices Liability - all employer’s should be discussing and securing this coverage protecting them from claims related to the employer/employee relationship

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A Message from

one of our

selective carriers:

Penn National Insurance

Does your business insurance earn dividends? OURS DOES.

FRM Group is happy to announce you can now purchase your business insurance through Penn National Insurance,

and depending on the total group premium and total claims experience, you could earn an annual dividend.

In fact, Penn National Beer Distributor Dividend Program has returned over $960,000 to our member policyholders.

Save responsibly, call us today.

Ask for Jessica at our

Stroudsburg Office:

(570) 421-7447

Ask for Ronnie at our

Lehighton Office:

(610) 377-4382

#poconoinsurance #thinkfraileyfirst #FraileyCoversYourHome

#FraileyHablamosEspanol #carboncountyinsurance

#lehightoninsurance #jimthorpeinsurance

FRM Group Insurance and Financial Services

1286 N Ninth Street, Stroudsburg , PA 18360

445 Coal Street, Lehighton, PA 18235