New debit card design unveiled...

420 Third Avenue

Gallipolis, OH 45631

740.446.2631
www.ovbc.com

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February 10, 2020

Home Loans

Fixed Rate Now As Low As: 3.189% A.P.R.

Visit our Mortgage Center for the most up-to-date rates.

These rates are for owner occupied property and are subject to change daily. Ohio Valley Bank is an equal housing lender.

A.P.R. = Annual Percentage Rate. Rates effective Feb. 10, 2020.

Picture of the Week

Gallia Chamber Card

The Gallia County Chamber of Commerce card was introduced as part of the bank's Community First Debit Card program. $5 from the upgrade to this design goes back into programs that benefit Gallia County residents. Available at all OVB offices.

CD Rates

Customer Rewards Certificate of Deposit

8 Month CD	1.40% APY	1.39% Interest Rate
18 Month CD	1.60% APY	1.59% Interest Rate

If you have an OVB Checking Account or Money Market Account or Loan:

8 Month CD	1.50% APY	1.49% Interest Rate
18 Month CD	1.70% APY	1.69% Interest Rate

If you have an OVB Checking Account and Money Market or Loan:

8 Month CD	1.70% APY	1.69% Interest Rate
18 Month CD	1.80% APY	1.78% Interest Rate

$10,000.00 minimum balance required. APY = Annual Percentage Yield. Public funds over $250,000.00 excluded from offer. A penalty may be imposed for early withdrawal. Effective date: Feb. 10, 2020. Member FDIC.

See Full Board Rates
Open a CD Online

Limited Time Credit Card Intro Special!

Transfer your card balance to OVB

and enjoy 0% A.P.R. for 12 months!

OVB Credit Cards are Apply Pay ready.

0% A.P.R. Introductory Rate is defined as 0.00% Annual Percentage Rate on purchases and balance transfers for the first twelve (12) billing cycles following the opening of your account. After that, an Annual Percentage Rate variable rate will apply. Example of variable rate: As of 09/20/2019 the A.P.R. for purchases and balance transfers on a card with a credit limit of less than $5,000 is 12.25%. Fees may apply. Introductory Rate is available on Ohio Valley Bank Variable Rate Visa® cards only. Rate is subject to change. Visit your nearest Ohio Valley Bank for details on this offer.

Plus, after 12 months, enjoy one of the lowest rates in the nation! See our comparison.

Apply Now

*Cards with a credit limit of $5,000.00 or more will have a regular variable rate determined based on Wall Street Journal Prime +5%. Points earned at a rate of one point per dollar spent.

Rate above effective 2/10/2020.

Community Calendar for February 10-16

February 13 - Meet the Candidates. Gallia County Amvets Post 23. 6:00 pm. There will also be a dessert and basket auction. Proceeds benefit the AMVETS.

February 14 - Main Office drawing for Valentine Basket. Enter now at the OVB Main Office, winner will be drawn on the 14th. No purchase necessary. Winner will receive a Valentine-themed gift basket including a restaurant gift card, flowers, and sweets.

OHIO VALLEY BANK | http://www.ovbc.com
420 Third Avenue
Gallipolis, OH 45631