As we navigate through these new times, please continue to support your local businesses as they work hard to implement the new required operating guidelines and are continuing to provide their customers with exceptional customer service.
The Regional Control Room continues to monitor the hospitalization rate, death rate, number of new hospitalizations, hospital bed capacity, ICU bed capacity, testing and contact tracing within its region. This information is updated daily. 

The SBA announced that they have begun accepting new Economic Injury Disaster Loan (EIDL) and EIDL advance applications from all eligible small businesses. Agricultural businesses who have not yet applied, can still do so.
EIDL applicants who have already submitted an application will continue to be processed on a first-come, first-served basis. 

Use of Funds: debts, payroll, accounts payable and other bills that can’t be paid because of the disaster’s impact, and that are not already covered by a Paycheck Protection Program loan. 

Interest Rate: 3.75% for small businesses or non-profits is 2.75%.

Term: up to a maximum of 30 years. Plus, the first payment is deferred for one year.

In addition, small businesses and non-profits may request, as part of their loan application, an EIDL Advance of up to $10,000. The EIDL Advance is designed to provide emergency economic relief to businesses that are currently experiencing a temporary loss of revenue. This advance will not have to be repaid, and small businesses may receive an advance even if they are not approved for a loan. 


The loan forgiveness form and instructions include several measures to reduce compliance burdens and simplify the process for borrowers, including:

Options for borrowers to calculate payroll costs using an “alternative payroll covered period” that aligns with borrowers’ regular payroll cycles

Flexibility to include eligible payroll and non-payroll expenses paid or incurred during the 24-week period after receiving their PPP loan

Step-by-step instructions on how to perform the calculations required by the CARES Act to confirm eligibility for loan forgiveness

Borrower-friendly implementation of statutory exemptions from loan forgiveness reduction based on rehiring by June 30

Addition of a new exemption from the loan forgiveness reduction for borrowers who have made a good-faith, written offer to rehire workers that was declined

Additional clarification has been released on Phase 3 approved activities including testing requirements for salons and can be found HERE.

Further guidance for OMH-licensed programs and designated services, adult behavioral health home and community based services can be found at HERE .
[518-873-9114]  [ info@essexcountyida.com ]  [ www.essexcountyida.com ]