Staying Cyber Smart: Essential Online Safety Tips for Older Adults

By Access Systems

With cyber threats on the rise, protecting personal and financial information online has become essential. Whether you’re managing your finances or connecting with family and friends, here are some straightforward steps to enhance your online safety.

How to Plan for Health Care Costs in Retirement

By David Strege, CFP®, CFA, CKA®, Senior Financial Planner

Health care coverage is one of the necessary items we pay for in some way throughout most of our life. It’s smart to have when it’s needed, and it helps protect you financially should a health issue arise. During earning years, premium increases and coverage costs are built into your overall budget and often come out of your paycheck before you ever see it, but what about in retirement?

Podcast

What Could the Sunset of the 2017 Tax Cuts & Jobs Act Mean?

The 2017 Tax Cuts and Jobs Act (TCJA) is set to expire at the end of 2025, and without Congressional action, a number of these tax cuts will sunset or revert to their pre-2018 levels. So, what does this mean for you? In this short Finance Moment podcast episode, Chief Planning Officer Matt Roberts shares the potential tax implications for both individuals and businesses if the TCJA provisions expire. You can listen to the full episode here. 

Financial Information



2024 Contribution Deadlines

·        401k Contributions: Dec. 31

·        IRA Contributions: April 15, 2025 (before you file your 2024 taxes)

·        529 Contributions: April 15, 2025 (before you file your 2024 taxes)

·        Roth IRA Conversions: Dec. 31

·        HSA Contributions: April 15, 2025 (before you file your 2024 taxes)

·        Charitable Contributions: Dec. 31

*Please remember to write your checks to charity as soon as possible because they must be cashed before year-end.

Events

You're Invited!

• Dec. 3: Power of Connection Women’s Series: Purposeful Planning for 2025, 4:30-7 p.m. at Middlebrook Mercantile, 4125 Cumming Ave., Cumming, IA. Charcuterie and beverages will be provided. Register here.
• Dec. 13: It’s a Wrap!, 9 a.m.-2:30 p.m. at the Syverson Strege office. Free gift-wrapping event for clients. Refreshments will be served. Please consider bringing hat/mitten donations for our drive for Orchard Place. RSVP here to have your gifts wrapped.

• Feb. 18 & 25, 2025: Financial Foundations, @ Syverson Strege Office; 5:30-7:30 p.m. both days – this two-part course is designed for individuals ages 18 and older. (Zoom option available.) Learn more and register here.  

RSVP for these events to Deb Longseth at (515) 225-6000 or

dlongseth@onlyworkforyou.com

Inside Look

Syverson Strege voted “Best of the West” for Second Year in a Row

For the second year in a row, we are honored to be voted Best Wealth Management Company in the West Des Moines Chamber of Commerce 2024 Best of the West Awards! Thank you to our clients, partners, families and friends for voting for us – you make what we do special every day of the year!

2025 Syverson Strege Calendars

The 2025 Syverson Strege calendars are here! If you requested to have a calendar mailed to you last year, we will mail one to you again this year. If you would like one mailed to you, please contact Deb Longseth at dlongseth@onlyworkforyou.com or (515) 225-6000. You can also pick one up in our office lobby. 

Office Closure

The Syverson Strege office will be closed Nov. 27 for a team volunteer event, and Nov. 28-29 to celebrate the Thanksgiving holiday. We will resume normal business hours on Monday, Dec. 2.

Out and About

National Philanthropy Day

Our team members were all over Iowa earlier this month to celebrate clients recognized at National Philanthropy Day events in Iowa City and Ames, including Financial Planner Ben Geiger’s mom Amy Geiger who was named Outstanding Fundraising Professional by the Association of Fundraising Professionals Eastern Iowa Chapter. 

Philanthropy

The Salvation Army Council of Hope

Syverson Strege was honored to be recognized as a charter member of The Salvation Army Council of Hope. From hosting the annual Red Shield Symposium event in central Iowa each fall to the many ways our team supports the organization year-round, we’re grateful to give back to our community.