Below please find an announcement about Enrollment in Legionnaire Insurance Trust's (LIT) free to legion Family members accidental death coverage.
Many times members speak of LIT in bad terms or uniformed about what it does. Like all insurances, LIT has a range of paid insurances that cover certain things, and if any member purchases an insurance plan insure you read the terms and what is covered. Overall, we hear little of dissatisfied LIT customers, and we try to work with LIT and our members for good customer experiences. The number ONE issue is a family member calls after accidental death looking to see if the Legion Family member has the free coverage, and the LEGION FAMILY MEMBER DID NOT TAKE THE TIME TO ENROLL. With this announcement one time is all it takes to insure the coverages offered in the no cost coverage is there when the loved one calls. I know it is a small amount, but every little bit helps.
The rest of the story is what many don't realize. The benefit in Dept dues amounts that would have to be charged each member (or the fundraising that would be necessary), if not for the LIT programs. Just in the last 3 years LIT has distributed $220,000.00 to the Dept of MD from the insurance funds, and over $2 million since its inception. If we did not receive this income the dues amount charged to each member would be raised approximately $5.00 over that 3 year period to make up the difference. This General Fund pays for the 2 full-time Service Officers and the HQs staff. Every year the cost of funding just the 2 Service Officers exceeds the insurance program revenue from LIT. Without this the impact to the Service we offer would be significant.
I am not saying the Dept dues will never go up, but it has assisted the Finance Commission in keeping the dues of Dept where they are at $5.50 per member ($1.50 additional per member is for the subscription to the Free State Warrior). It also allows us to use the money from our fundraising campaigns to fund our Children and Youth, Veteran Rehabilitation, and Americanism grant programs, instead of to fund General Fund requirements.
Thanks to everyone that supports the LIT and our Dept in so many aspects. I for one am glad about this announcement of not having to re-enroll in 2016 for LIT.
If you have never enrolled, it is free.
Exciting Announcement about Your No-Cost LegionCare Coverage
If you enrolled in the Legionnaire Insurance Trust (LIT) LegionCare No-Cost AD&D Program prior to 1/1/2015, your coverage was set to expire on August 31, 2016. We know that many of you have not re-upped for the program. LegionCare is such an important benefit that we couldn't have you lose it through overlooking this.
The Legionnaire Insurance Trust took action
to make sure this wouldn't happen. We negotiated with the insurance company and are pleased to announce that if you signed up for LegionCare coverage and remain a member of the Legion Family, you will no longer have to worry about any expiration. Your coverage is now one and done.
If you have never signed up, you still need to do so. When you do, you'll never have to sign up again.
Here's a brief review of LegionCare.
All dues-paying Legion Family members have the opportunity to enroll in LegionCare, a complimentary NO COST accidental death benefit provided to you by the Legionnaire Insurance Trust.
LegionCare provides you with:
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$5,000 in Accidental Death Coverage for covered accidents that occur if you are traveling on official Legion business. *
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$1,000 for all other covered accidents.
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24/7 protection that covers members at home, at work and while they are travelling away from home.
Plus, LegionCare is now available to all members of the Legion Family including the American Legion Auxiliary and Sons of the American Legion members 18 years and older.
You are guaranteed this NO COST benefit with no health questions, no hidden qualifications as long as you sign up one time. There is no reason for you or your members to pass up your opportunity for this important benefit.
If you haven't signed up for LegionCare at all yet, you can enroll now on www.TheLIT.com. Don't miss out on this valuable benefit provided to you by the Legionnaire Insurance Trust.
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Group insurance that is only available to participating Legionnaires.
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or call 1-800-235-6943.
* For purposes of the Legionnaire Insurance Trust, a member of the Legion Family, with current year's dues paid, could be eligible for the $5,000.00 Accidental Death benefit if he/she is traveling to, attending, or returning from an official function at which the he/she represents his/her Post, District, Department, Unit, Squadron or National Organization in an official capacity. Bonus benefit for Legion business travel in not available in MN and NH.
Russell W. Myers Jr.
Adjutant, The American Legion
Department of Maryland
Room E
101 N. Gay St.
Baltimore, Md 21202
(410) 752-1405 (ofc)
(410) 752-3822 (fax)
