January 2015

                                                      Commercial - Personal - Life - Health 

In This Issue


Check Our Our Web Page



Roussel Insurance & Financial Services

146 N. San Fernando Blvd Suite 203

Burbank, CA 91502

Phone: 818-848-3331
Fax: 818-848-2982  



CA Insurance License #0D51758




Quick Links
Join Our Mailing List
Be Social

Visit our blog
Our Services
Workers' Comp

Why Life Insurance Is Good For Business


Most California businesses will spend time planning for 2015, and now is the time to review your businesses insurance. Life insurance can play an important role in the long term health of your business.


Life insurance can be important to your business in a least three ways:

  1. In the event of the death of an owner, life insurance can provide funds to the estate under any buy/sell agreement.
  2. In the event of the deaths of other key people, life insurance can provide funds to replace staff. For example, if your top sales person passes, you will need to find a replacement, and that might cost the business upfront expenses.
  3. The death benefit can be used to help replace lost revenue, or to pay costs associated with keeping the doors open including rent, utilities, lease payments, and payroll. It may also help the surviving owners avoid borrowing money or selling assets.

If a business owner has family members who depend on the income from a business, which might not continue if he or she were suddenly gone, the proceeds from company-owned life insurance could help replace the lost income and help protect the family's quality of life while they adjust and move on.


Roussel Insurance & Financial Services was founded to assist business owners and professionals in their insurance and employee benefit programs. Our mission is to give you the peace of mind that your company and personal assets are properly safeguarded.





Roussel Insurance | Insurance & Financial Services