StrateCision, Inc. April Newsletter
Issue: #  2019-4-29
April 2019 

Have you discovered  ComboCompare!
announceComboCompare Logo
It's now a little over a year since ComboCompare and its online version, WebCombo, were introduced to LTC planning professionals.  During that time:
  • New policies have been added
  • Rates have been updated
  • User interface has been significantly improved
  • Subscriptions began strongly and have accelerated
If your response to this news is "What is Combo-Compare?"  then the quick answer is that it is StrateCision's response to many requests from its users to create comparison tools for asset-based or hybrid policies combining life insurance with LTC benefits.


 For anyone who has used our LTC Quote Plus or LTC WebQuote programs, you already know how to use ComboCompare  It's built on the same platform, so subscribers can focus on understanding the similarities and differences between hybrid policies and conventional LTC plans.  
Since ComboCompare and its online version WebCombo have been described in previous newsletters and on our website,, we won't go into the description or the reasons that hybrid plans are taking market share from conventional LTCI.  To get these descriptions, fill out this response form and we'll send you more info. 
If you have heard about ComboCompare and have been meaning to take a look at it, y ou can try it risk-free for 30 days and return it if you don't think it will help you understand and sell this new generation of financial products.  In other words, you have nothing to lose by giving it a try.
To get ComboCompare now, complete this order form and send it to us. 

Customers sometimes express confusion about how to order or renew their subscriptions.  Here's a guide to the perplexed on ways to order.

1  Order online at click the Order Online link in the gray box just below the StrateCision logo.  This brings up an order form to fill out.  When you click Submit, the order is sent to us for processing and orders received by 4:30PM Eastern Time weekdays will usually be processed that day.  The online form asks for a credit card number that will be used to charge your order..

2  Downoad a pdf order form from the same website by Clicking Order Form, the link next to Online Order.  You can then print the form, fill it out by hand and fax or email it to us.  Faxing is safer if you include a credit card number.  If you are paying by check, mail us the form with your check.

3  Order from within one of our programs,  On the main menu, click Setup, then Register.  If you are renewing, click the Renew Subscription button.  If this is a new subscription and you downloaded a free trial, click the button  Buy Program.  In either case a window will appear showing a link and asking you to copy it to your browser The browser will then bring up an order form to fill out online.  When you finish and submit the form you will be transferred to PayPal, where you enter payment info.   You do not need a Paypal account, you can scroll down and enter any valid credit card.

The advantage of paying through PayPal is that payment is processed immediately and after you see a confirmation notice, your subscription is registered and you can begin using your registered copy immediately.

4  Call us at 781-453-1938.  We'll take your order and process the same day if called in before 4:30PM ET.  This works any time we're here, i.e. business days.


Customers also ask us why they received an emailed renewal invoice and why it shows products they have not licensed.  Invoices are mailed out monthly to anyone whose subscription will expire in the next 6 weeks, or has expired in the past year. If you notify us that you no longer want to subscribe, we'll remove you from the renewal list.  Those who subscribed as members of a group should contact their group coordinator to renew instead of contacting us, unless their group no longer exists.

The bottom part of the invoice shows comparison tools you have not subscribed to but may be interested in.  They are there as suggestions and you won't be billed for them if you don't select them.
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Short Term Care Insurance


Short term care plans are similar to LTC plans in paying for care required because the policyholder is unable to care for herself.  The primary difference is that STC plans pay for a year or less for care, while LTC plans pay for 2 or more years of care.


As a result, STC plans are less expensive than LTC plans, and typically have less stringent underwriting.  Thus clients who don't want to pay for LTCI or can't qualify may be good candidates for an STC plan.  


Agents who want to be able to offer some coverage to these clients are increasingly adding them to their portfolio of offerings.  STC plans cover home or facility care with a shorter benefit period, typically 3 months to 1 year. The lower cost and easier underwriting let you offer coverage to clients for whom LTCI is not an option.


Our STC Supplement lets you quote and compare these policies.  The Supplement is available to subscribers to LTC Quote Plus, our desktop-based quoting program, and to those using LTC WebQuote, our online web-based quoting tool.  



For details on the STC plans we compare, click  here.  For a sample comparison, click here. The comparison should be very familiar to anyone using our quoting software to compare LTC plans.


For WebQuote Administrators, pricing is shown here.  The price table also includes the cost for the Tablet Enhancement (see below).  


Use our comparison tools on an iPad!  (or any device with web access) 


Many agents have online access to StrateCision's LTCI comparison tools through the LTC WebQuote and LTC WebAdvisor programs. General agents and large brokerages offer these programs to their producers on their websites.


StrateCision can now offer these web accounts access by tablets with touch-sensitive screens, such as the iPad, Android tablets, and Microsoft Surface.  For a small monthly cost, any web account can enable use by tablets, and even large cellphones.  Use 2-finger resizing to expand and shrink the screen as needed, and take advantage of the features of modern day mobile computing devices.


If you administer a StrateCision web account, see the link in the previous section for pricing for the tablet upgrade.  If you are an agent using our web comparisons, contact your account managers and ask for this major enhancement.  


Users of our desktop program, LTC Quote Plus can also gain access to the tablet version. If you have a current subscription to LTC Quote Plus, you can add the tablet program for as little as $99 a year.  (The program runs in your browser and requires an Internet connection.)
concludeIn Conclusion

StrateCision sends newsletters from time to time to notify interested persons of new products, improvements, and other changes involving our programs and the LTCI industry.  We welcome feedback from you the recipient, regarding the content of these letters and what you would like to see more (or less) of.  Send feedback to [email protected].  

In This Issue

How to contact us

email: [email protected]

phone: 781-453-1938