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We thought this article would be of interest to you when discussing LTCi with your clients.


-Gary Dworkin


Long Term Care Center

To assure you  get the best available products and services in this highly challenging special area, we created the Long Term Care Center.  We hope you find it as helpful as possible in expanding the profitability and value of your practice.
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When you call our LTC Support desk at you will speak to a LTC specialist which will provide you with the best available product knowledge and support


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There is an elephant in the room that will not go away...



... Its presence should be crowding out any breathing room remaining to maintain a seemingly impenetrable wall of self-deception. In recent speeches, our Health and Human Services Secretary has concluded her long term care conversation by clearly defining the presence of the massive pachyderm:


"In the years to come, nearly every American family will have a grandmother or a father or a sister or a son who needs daily help because of a disability."


Read More... 

Published in the March 2011 issue of Brokerworld Magazine

written by Ronald R Hagelman Jr LTC, CSA, LTCP


Ronald, has been a teacher, cattle rancher, agent, brokerage general agent, corporate consultant and home office executive. Hagelman has served on the LIMRA and Society of Actuaries LTCI committees and is past president of the American Association for Long Term Care Insurance, as well as a master trainer for the LTCP professional designation. He is president of Republic Marketing Group and a principal in the agent sales training company Hagelman-Barrie Sales Training Solutions.

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Rochester, NH 03867