News on the Go!
Winter 2017 Newsletter
ONLINE BANKING        RATES           APPLY FOR A LOAN               LOCATIONS & HOURS
Back by popular demand, No Appraisal Fees! January 1 - March 31. Terms and conditions apply, promotion may end before March 31st, 2018.
 
CALL or Text MICHELLE at 53523 for more details.

 

Keep an eye out for our "Happy Dance" contest! You won't want to miss it.

 

The 49th Annual Meeting

The annual meeting is open to all members and will be held on March 3rd at the First Presbyterian Church in Parkersburg. The church is directly behind our Murdoch location up the hill. The meeting will include a business session, election of the board of directors and a meal for those in attendance. The meeting will begin at 5:30 pm.
 
To find out who has been nominated for the board and additional information please click here.
 
 
Credit Where Credit is Due

Join our class, presented along with Consumer Credit Counseling to learn about and get tips on how to improve your credit score. Classes will be held February 1st-15th from 5:45PM- 8:00PM each Tuesday and Thursday at 809 Division Street. Dinner will be provided and class space is limited.

Christmas Hero Recap

We reached out to our members and
community and asked them to nominate a hero to receive a Christmas dinner from us! The definition of hero was open ended because a hero can be anyone.

After receiving the nominations, we were able to choose 12 Christmas Heroes. The heroes each received a Christmas dinner that was delivered by WV Central staff members.

Save on TurboTax and get a chance to win $25K!
 
As a WV Central member, you can save up to $15 on TurboTax® - the #1 best-selling tax software. With TurboTax, you'll get your taxes done right and your biggest possible refund - plus a chance to win $25,000!
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  • Be sure nothing gets missed. TurboTax CompleteCheckÔäó reviews every detail in your return, walks you through any final changes, and gives you the green light to file. 
To be automatically entered to win the $25K Grand Prize or one of twelve $1,000 First Prizes, just try TurboTax Online for FREE (and provide your email address) by February 15th.1 Start TurboTax now and save!

#1 Best-Selling brand of tax software based on aggregated sales data for all tax year 2016 TurboTax products.
Visit http://turbotax.intuit.com/lp/yoy/guarantees.jsp for TurboTax product guarantees and other important information.
1 Limited time offer for TurboTax 2017. Terms, conditions, features, availability, pricing, fees, service and support options subject to change without notice.  Intuit, TurboTax and TurboTax Online, among others, are registered trademarks and/or service marks of Intuit Inc. in the United States and other countries.
TurboTax $25,000 Sweepstakes. NO PURCHASE OR FINANCIAL DISCLOSURE NECESSARY. Open to legal residents of the 50 United States or the District of Columbia, 18 years of age or older at time of entry, who are customers of participating Financial Institutions or employees of participating businesses. Void in Puerto Rico and where prohibited by law. Sweepstakes ends 2/15/18. Subject to complete Official Rules and all applicable federal, state and local laws. For Official rules including participating Financial Institutions and business, odds of winning, alternate method of entry, and prize descriptions, visit http://turbotax.intuit.com/go/sweepstakesrules. PRIZES: 1 Grand Prize: A check for $25,000. Retail value, $25,000. 12 First Prizes: A check for $1,000. Retail value, $1,000 each. Maximum retail value of all prizes is $37,000. The odds of winning a prize depend upon the total number of eligible entries received by the end of the Promotion Period. SPONSOR: Intuit Inc., 7535 Torrey Santa Fe Rd, SDG-2A-03-22E, San Diego, CA, 92129..
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Skip-a-Payment

Let us help you get through the holiday months a little more comfortably. Request a deferred payment for one month on your WV Central loans, and use that cash for other, more pressing needs. Available until January 31st!

Defer one month's payment(s) on your loan(s), for a fee of just $30.00 per loan* on any member and current loan in good standing with the Credit Union, except guaranteed student loans, credit cards, overdraft line of credit loans, mortgages and home equities.
 
*This fee will help cover administrative costs and $5 will be
given to Old Man Rivers Charity.

Text Concierge

Text us! WV Central has a convenient new service for our members. You can text us anytime during regular business hours and receive an answer directly from our staff! Just text 304-485-4523.

Do you want to be the first to know? To sign up to receive promotional details, announcements, or special rates just text ENROLL INFO to 53523.

Messages frequencies varies. Message and data rates may apply, check with your carrier if you have questions about your plan and costs.  Reply STOP to end or HELP for help.   Privacy Policy


From the CEO...Mike Tucker
 
2017 has come to a close and WV Central FCU enjoyed yet another very successful year! With your strong support, assets increased approximately 6.5% and loans 14% since the end of 2016. Please see the chart which provides a balance sheet estimate for year-end 2017:




Assets                                                                        Liabilities
Cash                           $2,100,000.00                        Liabilities              $153,000.00
Loans                         $123,000,000.00                     Shares                 $149,184,000.00
Investments                $ 35,000,000.00                     Equity                   $16,663,000.00
NCUSIF                      $   1,448,000.00                
Fixed/Other Assets     $   4,452,000.00
                                   $166,000,000.00                                                 $166,000,000.00
With the help and support of our members, WV Central continues to be financially sound. Well positioned to serve our members in 2018 and beyond in the manner befitting our wonderful members.
Financial strength is often how companies spell success. At WV Central that is just one of the tests that we feel must be considered. We also place high importance on helping our members and our communities!
In 2017, officials and staff volunteered well over 1,000 hours to charities and groups as part of our "WVCFCU MOVement". WV Central, while not required to, donated $90,000 to charities, schools, teachers, sports teams, Veterans and other worthy organizations over the last year!
One of the overriding philosophies of a credit union is living by the principle of "People Helping People"! Officials and staff of WV Central also sees tremendous value in a quote from Ralph Waldo Emerson - " The purpose of life is not to be happy. It is to be useful, to be honorable, to be compassionate, and to have it make some difference that you have lived and lived well."
2018 is shaping up to be an exciting year for your credit union. Many exciting announcements are on their way and I think that members will be very pleased!
On behalf of the Board of Directors, Supervisory Committee and staff, we wish you a happy and prosperous 2018!

Earn Cash Back with Love to Shop
 
Love to Shop is fun and easy for West Virginia Central members to earn cash back when you shop online at over 1,500 of your favorite stores. Every time you earn $15 or more in cash back from your purchases, you'll receive a check with the cash back you earned!
Shop using your credit union credit card and save even more money with the great low rates!
To learn more about Shop America or to register for free, visit LoveMyCreditUnion.org.
Coming Soon...

New Technology! We have some new and exciting products coming in the 1st Quarter. Stay Tuned!

Celebration! There will be many occasions to celebrate in the coming months as we change and grow with our Federal Charter.

HOLIDAY CLOSINGS
January 1st - New Years Day
February 19th - Presidents Day
May 28th - Memorial Day
July 4th - Independence Day
September 3rd - Labor Day
November 12th - Veterans Day
November 22 & 23 - Thanksgiving
December 24 & 25 - Christmas