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(868) 612-7884

Newsletter - October 2025 - Part I

Good day, members, partners, and friends of PSCU Credit Union,


As we celebrate International Credit Union Month 2025, we proudly join millions around the world and stand with Credit Unions in honoring the spirit of unity and collaboration that drives our movement forward recognizing the power of cooperation to create a more prosperous world. This year’s theme, "Cooperation for a Prosperous World," is a timely reminder that when we work together, we all rise together. We can build stronger communities, empower individuals and create lasting financial well-being.


At PSCU, we continue to live out this spirit of cooperation by investing in the well-being and success of our members. Being a part of our Credit Union means more than having a savings account or a loan. It means being part of a supportive, member-focused community that adds real value to your life.


Whether it's achieving your financial goals, seeking support in times of need, or planning for a brighter future, PSCU is here for you. As a member-owned organisation, your success is our success.


To those who are not yet members, I warmly encourage you to become a part of the PSCU family and experience the benefits of membership first-hand. As a member, you’re not just a customer, you are a co-owner. You have a voice, a vote and a vested interest in our collective success.


Throughout October, we have a full calendar of exciting and enriching activities planned to celebrate the Credit Union movement. These include free Health Fairs at all our branches, a series of educational webinars, and other engaging events aimed at empowering and supporting you, our valued members.


I invite you to participate to your full potential, get involved, stay connected and take advantage of all that this month has to offer. The full Credit Union Month Calendar of Events is available on our website and across all our social media platforms.

Let us continue to strengthen the bonds of cooperation, uplift each other, and build a more prosperous world together.


Happy International Credit Union Month!

CREDIT UNION MONTH CALENDAR OF EVENTS

REGISTER FOR UPCOMING WEBINARS

SHAREHOLDERS' JACKPOT - 
SAVE AND WIN EXCITING PRIZES

FINANCIAL TIP

Budget Awareness


With Trinidad and Tobago's 2025 National Budget approaching, it's wise to reassess your finances.


✅ Review your spending

✅ Strengthen your emergency fund

✅ Stay updated on fiscal changes

✅ Explore extra income options

✅ Seek financial advice


Planning ahead helps you stay financially resilient.

STAFF CORNER

Staff enthusiastically embraced the patriotic spirit in celebration of 63rd Independence Day.

CHILDREN’S ACTION CORNER

Did you know that just like our country has a budget, you can have one too? A budget helps you plan how to use your money wisely—whether it’s your allowance, birthday cash, or savings from chores.


🪙 Try this:

Get three jars and label them Spend, Save, and Give. Every time you get money, divide it between the jars.

  • Spend: For treats or toys
  • Save: For something big you want later
  • Give: To help someone or donate


💡 Fun Fact: Even grown-ups use budgets to make smart money choices!


IMPORTANT UPDATE

PRODUCTS AND SERVICES

The Family Indemnity Plan (F.I.P.)


The Family Indemnity Plan (F.I.P.) provides financial support to cover funeral expenses (death benefit).

  • No medical examinations required.
  • Coverage ranges from $10,000.00 to $100,000.00.

 

Coverage is available for the insured and up to eight (8) eligible family members:

  • Spouse (Married or Common-law).
  • Children (ages 1-25).
  • Parents and/or Parents-in-law.

 

The F.I.P. also provides additional benefits of critical illness coverage and accidental death coverage.

Our Credit Officer, Ms. Tarisha Mootilal also shares some insights on the Family Indemnity Plan.

Onyx Visa Debit Card


Did you sign up for our Onyx Visa Debit Card?


Visit any of our 4 branches to get started on your financial freedom.



On us you can rely!

Join the Youth Arm


We invite our young members to come on board to join PSCU's Youth Arm. Experience living the philosophy of ‘People Helping People’ by operating within the cooperative principles!

Silver Club

Eligibility

The account holder must maintain a minimum

share balance of two thousand dollars ($2,000.00)

OBJECTIVES:


(a) to establish a range of services

specially geared towards our members.



(b) to encourage our members to:

  • form themselves into a network group.
  • develop social and cultural activities.
  • lend their experience and skills to the Credit Union.
  • continue to build their savings after retirement.

BENEFITS:



  • Increase in the annual rate on new fixed deposits by 0.5%
  • exemption from service charges.
  • reduction of the interest rate on loans by 0.05%
  • discounts on other services offered by PSCU
  • discounts of 10% on tuition for any skills course offered by PSCU
  • no appointment required for obtaining services.

To learn about PSCU’s Silver Club, become a member and take advantage of the Membership benefits click the links below:

To learn about our Silver Club

Join our Silver Club

"On us you can Rely"

PSCU Credit Union

Co-operative Society Limited

#24 Sackville Street, Port of Spain

+1 868-612-7884

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