Cangemi said most people don’t understand how to get started with their Medicare and the facets that come with it. As a consultant, she takes the time to explain to each client what their insurance plan options are, how to qualify for Medicare, when to retire, how and when to apply for Medicare benefits, how their health care history can benefit their insurance and how proper Medicare education can help clients pick a plan that works best for them.

During her 13 years in business, Cangemi’s clientele has been almost exclusively referral based. The nickname ‘The Medicare Lady’ was coined by some of her first clients who received referrals from friends or family members to “call The Medicare Lady” when they were ready to retire and start thinking about Medicare. The mantra stuck, and she has used it to advertise herself and her services on her website ever since.

CHANGES FOR 2022 - What To Look Out For

At the end of September, keep a look out for the Annual Notice of Change, or ANOC. This is a document or small paper copy send by your Medicare insurance (Medicare Advantage or Part D plan) company that explains the summary of any changes in your plan’s costs and coverage that will take effect January 1 of the next year.

You should review this document to see if your plan will continue to meet your health care needs in 2022. If not, you can make changes October 15th to December 7th, each year.  

Keep in mind when reviewing the ANOC:

Then, call me if you need to change your plan and we can find another plan that fits your needs.