The Medicare Insurance Lady

Celebrating since 2008 as a Medicare Insurance Specialist

(This Is NOT A Government Newsletter)

📧 tcangemi@RetirementHPMS.com

📱 Cell: 315.727.4933

Hi there!

New Name: Retirement Health Plans Made Simple




MEDICARE SECTION: (individuals 55+) avoid nursing homes; and be safe living in their own community.

 

REVIEW SECTION: Please Participate and Leave a Google Review?



ANNOUNCEMENT: NOW LICENSED in NY and Florida.

If you are moving and relocating to Florida, I can help you find a new Medicare insurance plan. Please give me a call.


Referrals to friends and family are always welcomed and appreciated! 

Keep reading!

Theresa Cangemi CSA, CLTC

"The Medicare Insurance Lady" 



MESSAGE TO CLIENTS:


I hope my newsletter finds you all well :)



MEDICARE SECTION:


PACE Program - (individuals 55+) avoid nursing homes; and be safe living in their own community.


What Is PACE?


The Program of All-Inclusive Care for the Elderly (PACE) helps older adults (individuals 55+) with complex care needs avoid nursing homes and instead receive the care and services necessary to help them be safe, comfortable, and healthy while living in their own community.


PACE was created as a way to provide you, your family, caregivers, and professional health care providers the flexibility to meet your health care needs and to help you continue living in the community.


In PACE there is never a co-pay, deductible or coverage gap so you can access the care, services and medications that you need.

An interdisciplinary team of professionals will provide all of the coordinated care you need. These professionals are also experts in working with older people. They will work together with you and your family (if appropriate) to develop your most effective plan of care.


Who Can Enroll?

Enrollment in a PACE program is voluntary. To enroll, individuals must meet the following criteria:

  • You are 55 years old or older.
  • You live in the service area of a PACE organization.
  • You are certified by the state in which you live as meeting the need for the nursing home level of care.
  • You are able to live safely in the community with the help of PACE services at the time you enroll.


The average PACE participant is 76 years old and has multiple, complex medical conditions, cognitive and/or functional impairments, and significant health and long-term care needs. Approximately 90 percent are dually eligible for Medicare and Medicaid.


People interested in enrolling in a PACE program do not need to be enrolled in Medicare or Medicaid, and no financial criteria are considered in determining eligibility. However, individuals cannot be enrolled in a Medicare Advantage (Part C) plan, a Medicare prepayment plan, or a Medicare prescription drug plan. They cannot be enrolled in hospice services or certain other programs.


NY

ArchCare Senior Life H4393 New York 11/1/2009

Catholic Health LIFE H1518 Buffalo 11/1/2009

CenterLight Healthcare H3329 Bronx 2/1/1992

Complete SeniorCare H8777 Niagara Falls 9/1/2011

Eddy SeniorCare (Trinity) H3322 Schenectady 10/1/1996

ElderONE H3331 Rochester 5/1/1992

Fallon Health Weinberg-PACE H6596 Amherst 3/1/2016

PACE at Hudson Headwaters H2397 Glen Falls 2/1/2025

PACE CNY H3321 North Syracuse 12/1/1997

Total Senior Care, Inc. H8800 Olean 2/1/2009


FL

Empath LIFE H0440 Tampa 3/1/2024

Florida PACE Centers H1043 Miami 1/1/2003

Hope PACE H5934 Fort Myers 2/1/2008

InnovAge Florida PACE – Tampa H4919 Tampa 1/1/2024

InnovAge Florida PACE – Orlando H0424 Orlando 7/1/2024

Mount Sinai Eldercare H9252 Hialeah 9/1/2023

Palm Beach PACE H0112 West Palm Beach 11/1/2013

Suncoast PACE H3430 Petersburg 9/1/2009

The PACE Place H7469 Jacksonville 3/1/2020

Trinity Health PACE of Pensacola H5538 Pensacola 5/1/2024


Please contact the PACE organization directly.

Syracuse, NY (800) 662-1220

Florida (national) (703) 535-1565  703.535.1565 703.535.1565



REVIEW - WILL YOU HELP?


I hope this message finds you well!  I just got my Google business page up and running. It still needs more work, but, will you help me?

 

As a small business, your opinion means so much to me.

 

If you’ve had a positive experience, would you take a minute to leave me a Google review?

 

Your feedback helps others feel confident choosing my business and myself. It also allows me to continue improving and serving you and others better. 

 


Google page:   CLICK HERE  …. to open to the Google page directly.

 

 

Thank you for your time and support—I truly appreciate it!



 

If you would like to email me directly for any comments or suggestions, please email me at:  tcangemi@RetirementHPMS.com



 

Are you looking for more dental and vision coverage?


You can enroll in a OTHER DENTAL COVERAGE - STAND ALONE plans, for additional monthly premium.


Go to my website: www.RetirementHealthPlansMadeSimple.com

(FIND: "Quote Tools" tab). 


You can enroll in dental and/or vision coverage, on my website online. If you enroll online (on my website), I will get paid a commission for your enrollment.




New October 2022 CMS (government) REQUIRED disclaimer:


“Every plan may not be available in your area. Any information we provide is limited to those plans we do offer in your area.” 


***********************************************************************

Theresa’s disclaimer: I DO OFFER Medicare Insurance plans from MANY different insurance companies; in NY and Florida.


The available insurance plans will depend on your state, zip code, and eligibility.

* This article is for information purposes only. I don’t recommend, support, or diagnose any featured writer or article. I am not a doctor. Your health is one of a kind. What works for one person may not for another, so the information in these articles should not take the place of an expert opinion. Before making significant lifestyle or diet changes, please consult your primary care physician or nutritionist. You and your doctor will know your own health best.

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