The Medicare Insurance Lady

Celebrating since 2008 as a Medicare Insurance Specialist

(This Is NOT A Government Newsletter)

📧 tcangemi@RetirementHPMS.com

📱 Cell: 315.727.4933

Hello Theresa,

New Name: Retirement Health Plans Made Simple


MEDICARE SECTION: 13 Things Medicare Gives You for FREE / 9 things Medicare doesn't cover


HEALTH SECTION: Weakened Bone Structure Could Be Caused By Heavy Metals - Did Your Doctor Consider That?




ANNOUNCEMENT: NOW LICENSED in NY and Florida.

If you are moving and relocating to Florida, I can help you find a new Medicare insurance plan. Please give me a call.

Referrals to friends and family are always welcomed and appreciated! 

Keep reading!

Theresa Cangemi CSA, CLTC

"The Medicare Insurance Lady" 

PERSONAL NOTE TO CLIENTS:


Well .... I think I can say that we survived the Annual Enrollment Period (2024). Thank you for your patience as we all dealt with the changes.


As a recap, Excellus BCBS and Aetna signed their contracts with the providers. (I won't elaborate).


It's February. I thought we could all use a break, in January, from the constant email newsletters with my updates. Happy belated Valentines Day :)


SAVE THE DATE: Saturday, April 12th, there is a conference at the OnCenter - "Financial Empowerment Convention". I will be a speaker at one of the break-out sessions. I will have more information to follow as the date gets closer, with a raffle for some free admission tickets. Stay tuned.

MEDICARE SECTION

13 Things Medicare Gives You for Free


1. Welcome check-up

2. Yearly wellness visits

3. Seasonal vaccines

4. Alcohol counseling

5. Treatment for opioid use

6. Colorectal screenings

7. Depression screenings

8. Yearly mammograms

9. Diabetes screenings

10. Lung cancer screenings

11. Yearly prostate cancer screenings

12. Nutrition services

13. Bone density tests



Nine things Medicare doesn't cover


  1. Dental work
  2. Routine eye exams and glasses
  3. Hearing aids
  4. Many chiropractors’ services
  5. Elective cosmetic surgery
  6. Massage therapy
  7. Podiatrist’s routine foot care
  8. Medical costs outside the U.S. ​​
  9. Long-term care


NOTE: The Medicare Advantage plans are designed to offer the same benefits as Original Medicare (Part A and Part B) ... they have to. Medicare Advantage plans offer more benefits, like the ancillary benefits (dental, vision, hearing, gym, otc, etc). The Medicare Advantage plans can also enhance Original Medicare benefits.


CLICK HERE for full article

CLICK HERE


HEALTH SECTION


Weakened Bone Structure Could Be Caused By Heavy Metals - Did Your Doctor Consider That?


5 tips to protect your bones from heavy metal damage


1. Focus on alkalizing nutrients

2. Limit exposure to toxins

3. Eat more toxin-busting foods

4. Boost beneficial bacteria

5. The detoxifiers that always work: water, air and exercise



** I AM NOT PROMOTING THE SUPPLEMENT IN THIS ARTICLE **



CLICK HERE for full article, worth glancing at:

CLICK HERE



New October 2022 CMS (government) REQUIRED disclaimer:


“Every plan may not be available in your area. Any information we provide is limited to those plans we do offer in your area.” 


***********************************************************************

Theresa’s disclaimer: I DO OFFER Medicare Insurance plans from MANY different insurance companies; in NY and Florida.


The available insurance plans will depend on your state, zip code, and eligibility.

* This article is for information purposes only. I don’t recommend, support, or diagnose any featured writer or article. I am not a doctor. Your health is one of a kind. What works for one person may not for another, so the information in these articles should not take the place of an expert opinion. Before making significant lifestyle or diet changes, please consult your primary care physician or nutritionist. You and your doctor will know your own health best.

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