The Medicare Insurance Lady

Celebrating since 2008 as a Medicare Insurance Specialist

(This Is NOT A Government Newsletter)

📧 tcangemi@RetirementHPMS.com

📱 Cell: 315.727.4933

Hi there!

New Name: Retirement Health Plans Made Simple



MEDICARE SECTION: Your 2026 Excellus BCBS Medicare Benefits: A Virtual Member Event (hosted by BCBS).

 

HEALTH SECTION: The Disease Fund (TAF) - providing financial assistance for those facing high medical out-of-pocket costs




ANNOUNCEMENT: NOW LICENSED in NY and Florida.

If you are moving and relocating to Florida, I can help you find a new Medicare insurance plan. Please give me a call.


Referrals to friends and family are always welcomed and appreciated! 

Keep reading!

Theresa Cangemi CSA, CLTC

"The Medicare Insurance Lady" 



MESSAGE TO CLIENTS:


If you miss the December 7th deadline there is another enrollment period January, February, and March of 2026, BUT, you have to already be enrolled in a Medicare Advantage plan to be able to change to another Medicare Advantage plan. Please call me to schedule you for a January, February, or March appointment.


MEDICARE SECTION:


For Those Enrolled with Excellus BlueCross BlueShield ..... there is a virtual webinar coming up:


Your 2026 Medicare Benefits: A Virtual Member Event


We want to help you make the most of your Excellus BlueCross BlueShield Medicare Advantage plan!


Join us for one of our virtual member events, where our local Medicare experts will take a closer look at how to use your medical and dental benefits - including the perks and extras that are part of your plan. We’ll also talk about what’s new in 2026 with your pharmacy benefit, explain how Medicare Part D works, and share tips on how to save money at the pharmacy.




  • Wednesday, March 4 at 12:00pm


If you are unable to attend, or if a session is full, please fill out the form below to receive an email after the event with a link to watch at your convenience. We’ll also include information on additional resources to help you make the most of your plan and benefits.


The February session filled up fast. If interested, sign up for the March session ASAP.


HEALTH SECTION:


THE DISEASE FUND (TAF) - providing financial assistance


The Assistance Fund is an independent 501(c)(3) organization that helps patients and families facing high medical out-of-pocket costs by providing financial assistance for their copayments, coinsurance, deductibles, and other health-related expenses.


Millions of people don’t have access to the medicines they need because they can’t afford them. We believe nothing should stand between you and your treatment.


A milestone of impact: TAF now offers over 100 programs for over 100 life-changing diseases, ensuring more patients than ever can access critical treatment and focus on what matters most: their health.


Phone: (855) 845-3663


Monday - Friday, 9 a.m. - 5:30 p.m. ET



Headquarters:

The Assistance Fund

8427 Southpark Circle

Suite 100

Orlando, FL 32819




Have a Blessed day!

 

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Are you looking for more dental and vision coverage?


You can enroll in a OTHER DENTAL COVERAGE - STAND ALONE plans, for additional monthly premium.


Go to my website: www.RetirementHealthPlansMadeSimple.com

(FIND: "Quote Tools" tab). 

You can enroll in dental and/or vision coverage, on my website, online and I will get paid a commission for your enrollment.



You can enroll in stand-alone dental coverage any time during the year.

Make sure your dentist participates with the dental insurance plan you choose and is in-network.


Please make sure to sign up online.




New October 2022 CMS (government) REQUIRED disclaimer:


“Every plan may not be available in your area. Any information we provide is limited to those plans we do offer in your area.” 


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Theresa’s disclaimer: I DO OFFER Medicare Insurance plans from MANY different insurance companies; in NY and Florida.


The available insurance plans will depend on your state, zip code, and eligibility.

* This article is for information purposes only. I don’t recommend, support, or diagnose any featured writer or article. I am not a doctor. Your health is one of a kind. What works for one person may not for another, so the information in these articles should not take the place of an expert opinion. Before making significant lifestyle or diet changes, please consult your primary care physician or nutritionist. You and your doctor will know your own health best.

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