The Medicare Insurance Lady

Celebrating since 2008 as a Medicare Insurance Specialist

(This Is NOT A Government Newsletter)

📧 tcangemi@RetirementHPMS.com

Hello Theresa,

PERSONAL NOTE TO CLIENTS:

Are You Attending The Convention, April 12, 2025

SAVE THE DATE: Saturday, April 12th, there is a conference at the OnCenter - "Financial Empowerment Convention". I will be a speaker at one of the break-out sessions.

My session will be discussing: Defining Medicare and EPIC (the prescription help or discounts associated with EPIC, including an SEP (Special Enrollment Period - one time per year)). Gabrielle Dotterweich, an EPIC Outreach Representative will join me as a speaker in this session to discuss EPIC and the benefits of the program.

Here is a link to the convention, to learn more:

https://2025financialempowerment.sched.com/about

Core Topics - at the convention for other sessions:

● Budgeting, Spending and Saving ● Credit Card and Consumer Debt Management ● Credit Reports, Scoring and Repair ● Identity Theft and Fraud Protection ● Homeownership ● Student Loans ● Business Finances and Access to Capital.

Plus: Exhibitors ● Roundtable Discussions ● Video Screenings ● Vision boarding ● VIP Receptions ● Post-conference FinancalFEST, an indoor block/dance party!

I WOULD LIKE TO PROVIDE A COUPLE OF ENTRANCE TICKETS TO MY CLIENTS TO ATTEND. THE TICKETS ARE WORTH $77.41 EACH.

PLEASE LET ME KNOW WHO WOULD BE INTERESTED IN ATTENDING THE EVENT. EVENT DAY SCHEDULE:

Schedule:

Continental Breakfast | 8 a.m.

Welcome & Opening Ceremonies | 9 a.m.

Concurrent Breakout Sessions | 10 a.m. to 5:30 p.m.

Lunch & Exhibitors | 11:30 a.m. to 1:30 p.m.

FinancialFEST (Indoor Block/Dance Party) | 6-9 p.m.

PLEASE TEXT ME IF YOU ARE INTERESTED AT: 315.727.4933

PLEASE REMEMBER TO INCLUDE YOUR NAME

MEDICARE SECTION

$2,000 CAP ON YOUR MEDICATIONS, IN 2025

People with Medicare Part D will reach the new $2,000 out-of-pocket cap in 2025, with an average savings of $600 for the year. Once enrollees reach this $2,000 cap, they no longer have out-of-pocket expenses for covered Part D drugs.

If you can't afford your medications or have high out of pocket copays you can now set up a payment plan with your prescription insurance provider (insurance company), NOT at the pharmacy. Call the Member Services phone number on the back of your insurance card to enroll in the payment plan and get started.

Also:

EXTRA HELP (LIS: Low Income Subsidy) Basics and How To Apply:

Program: Help paying for medications

HEALTH SECTION

Is Your Doctor Wrong About The Right Amount Of Vitamin D Needed?

"Vitamin D expert Dr. Robert Heaney reports that in order to reach a target 40-60 ng/ml Vitamin D blood level, the average person needs to supplement with 4,000-5,000 IU a day."

"However, many practitioners follow the Institute of Medicine’s recommendation of just 600 IU/day for people up to the age of 70, and only 800 IU/day for after that. According to researchers in the journal Nutrients, those skimpy recommendations can underestimate the actual need"

Signs of Vitamin D deficiency

• Muscle pain
• Bone pain
• Low energy and fatigue
• Lowered immunity
• Depression and mood swings
• Irregular sleep

* * This article is for information purposes only. I don’t recommend, support, or diagnose any featured writer or article or the vitamins offered.

Here is the whole article, click the button:

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