The Medicare Insurance Lady

Celebrating since 2008 as a Medicare Insurance Specialist

(This Is NOT A Government Newsletter)

📧 tcangemi@RetirementHPMS.com

📱 Cell: 315.727.4933

Hello Theresa,

New Name: Retirement Health Plans Made Simple


ANNOUNCEMENT: Are You Attending The Convention, April 12, 2025? - -NEED A TICKET TO ATTEND?


MEDICARE SECTION: Benefits Check Up - National Council On Aging - - help pay for health care, medicine, food, utilities, and more.


HEALTH SECTION: Is Your Doctor Wrong About The Right Amount Of Vitamin D Needed?





ANNOUNCEMENT: NOW LICENSED in NY and Florida.

If you are moving and relocating to Florida, I can help you find a new Medicare insurance plan. Please give me a call.

Referrals to friends and family are always welcomed and appreciated! 

Keep reading!

Theresa Cangemi CSA, CLTC

"The Medicare Insurance Lady" 

PERSONAL NOTE TO CLIENTS:


Are You Attending The Convention, April 12, 2025


SAVE THE DATE: Saturday, April 12th, there is a conference at the OnCenter - "Financial Empowerment Convention". I will be a speaker at one of the break-out sessions.


My session will be discussing: Defining Medicare and EPIC (the prescription help or discounts associated with EPIC, including an SEP (Special Enrollment Period - one time per year)). Gabrielle Dotterweich, an EPIC Outreach Representative will join me as a speaker in this session to discuss EPIC and the benefits of the program.


Here is a link to the convention, to learn more:

https://2025financialempowerment.sched.com/about


Core Topics - at the convention for other sessions:

● Budgeting, Spending and Saving ● Credit Card and Consumer Debt Management ● Credit Reports, Scoring and Repair ● Identity Theft and Fraud Protection ● Homeownership ● Student Loans ● Business Finances and Access to Capital.


Plus: Exhibitors ● Roundtable Discussions ● Video Screenings ● Vision boarding ● VIP Receptions ● Post-conference FinancalFEST, an indoor block/dance party!


I WOULD LIKE TO PROVIDE A COUPLE OF ENTRANCE TICKETS TO MY CLIENTS TO ATTEND. THE TICKETS ARE WORTH $77.41 EACH.

PLEASE LET ME KNOW WHO WOULD BE INTERESTED IN ATTENDING THE EVENT. EVENT DAY SCHEDULE:

Schedule:

Continental Breakfast | 8 a.m.

Welcome & Opening Ceremonies | 9 a.m.

Concurrent Breakout Sessions | 10 a.m. to 5:30 p.m.

Lunch & Exhibitors | 11:30 a.m. to 1:30 p.m.

FinancialFEST (Indoor Block/Dance Party) | 6-9 p.m.



PLEASE TEXT ME IF YOU ARE INTERESTED AT: 315.727.4933

PLEASE REMEMBER TO INCLUDE YOUR NAME

MEDICARE SECTION


Benefits Check Up - National Council On Aging - programs



BenefitsCheckUp® connects millions of older adults and people with disabilities with benefits programs that can help pay for health care, medicine, food, utilities, and more.


BenefitsCheckUp® is the nation’s most comprehensive online tool to connect older adults and people with disabilities to benefits assistance. We'll make it easy to see if you may be eligible—and then help you find out where to apply online or how to get help from a benefits counselor.


See what's available in your area by entering your ZIP code.

(click below to get started)


Benefits Check Up - programs


HEALTH SECTION


Is Your Doctor Wrong About The Right Amount Of Vitamin D Needed?


"Vitamin D expert Dr. Robert Heaney reports that in order to reach a target 40-60 ng/ml Vitamin D blood level, the average person needs to supplement with 4,000-5,000 IU a day."


"However, many practitioners follow the Institute of Medicine’s recommendation of just 600 IU/day for people up to the age of 70, and only 800 IU/day for after that. According to researchers in the journal Nutrients, those skimpy recommendations can underestimate the actual need"


Signs of Vitamin D deficiency

  • Muscle pain
  • Bone pain
  • Low energy and fatigue
  • Lowered immunity
  • Depression and mood swings
  • Irregular sleep


* * This article is for information purposes only. I don’t recommend, support, or diagnose any featured writer or article or the vitamins offered.



Here is the whole article, click the button:


Vitamin D and Signs of Deficiency



New October 2022 CMS (government) REQUIRED disclaimer:


“Every plan may not be available in your area. Any information we provide is limited to those plans we do offer in your area.” 


***********************************************************************

Theresa’s disclaimer: I DO OFFER Medicare Insurance plans from MANY different insurance companies; in NY and Florida.


The available insurance plans will depend on your state, zip code, and eligibility.

* This article is for information purposes only. I don’t recommend, support, or diagnose any featured writer or article. I am not a doctor. Your health is one of a kind. What works for one person may not for another, so the information in these articles should not take the place of an expert opinion. Before making significant lifestyle or diet changes, please consult your primary care physician or nutritionist. You and your doctor will know your own health best.

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