The Medicare Insurance Lady

Celebrating since 2008 as a Medicare Insurance Specialist

(This Is NOT A Government Newsletter)

📧 tcangemi@RetirementHPMS.com

📱 Cell: 315.727.4933

Hi there!

Retirement Health Plans Made Simple




MEDICARE SECTION: Licensed MedicAID planners. Need Help with Applying or Recertifying for Medicaid, Including Nursing Home?

 

HEALTH SECTION: Healthy Relationships Enhance Our Well Being.



ANNOUNCEMENT: NOW LICENSED in NY and Florida.

If you are moving and relocating to Florida, I can help you find a new Medicare insurance plan. Please give me a call.


Referrals to friends and family are always welcomed and appreciated! 

Keep reading!

Theresa Cangemi CSA, CLTC

"The Medicare Insurance Lady" 



MESSAGE TO CLIENTS:


I hope my newsletter finds you all well :)


The Annual Enrollment Season (AEP) is about to begin. This month, August, I have been working on my recertifications for 2027 to get ready for your questions, comparing, and plan changes.


I appreciate your business and our years of working together. Another enrollment year is about to begin!


MEDICARE SECTION:t


We’re an integrated team of Certified Medicaid Planners, financial advisers and legal consultants with years of experience working with seniors, Medicaid Renewals and Medicaid systems all across the country.


How We Assist Families

We always start with a free consultation to individually assess the family's needs and goals. At Eldercare Resource Planning (ERP), we believe in leading with education as a core value.


Our Medicaid Support Process:

The scope of each Medicaid case varies greatly, so once you engage in our service, you will have a dedicated member of our Medicaid team with you every step of the way.


Before the application is submitted, and depending on the complexity of the case, we will assist with the following:

  • Asset Protection
  • Gifting/Spend Down Strategy
  • Spousal Empowerment Solution
  • Qualified Income Trust/Miller Trust
  • Gathering all documentation required by the state Medicaid office
  • You are assigned a member of our team who is with you through the entire process


We also help families obtain Medicaid long-term care at home, in assisted living facilities or in nursing homes. We explain the pros and cons of Medicaid’s different long-term care options such as Home and Community Based Services Waivers, Money Follows the Person, PACE, nursing home coverage and more. We determine an applicant’s eligibility and clarify what does or does not make them eligible.

 

If ineligible, we explore alternative pathways to qualifying and help clients take the financial steps necessary to become eligible, all while preserving family homes, assets and quality of life for spouses and children. We gather documentation, complete applications, manage complex family dynamics, handle Medicaid office communication and reverse denials.

 

Once enrolled, we ensure the yearly redeterminations are seamless and beneficiaries remain eligible and receive the care they require.

 

From planning through placement, we work with families with compassion and efficiency.


HEALTH SECTION:


Healthy Relationships Enhance Our Well Being


Healthy relationships enhance our emotional health and contribute to physical and mental well-being.


Here are a few tips for maintaining a healthy relationship: 


  • Communicate openly: always express your thoughts and feelings honestly and listen actively.  


  • Spend quality time together: make time for loved ones, whether it’s through shared activities or simply spending quality time together.  


  • Show support: encourage each other’s goals and dreams and be willing to compromise when necessary. 


  • Show appreciation and affection: small gestures can significantly strengthen connection. 


 

Are you looking for more dental and vision coverage?


You can enroll in a OTHER DENTAL COVERAGE - STAND ALONE plans at any time, for an additional monthly premium.


Go to my website: www.RetirementHealthPlansMadeSimple.com

(FIND: "Quote Tools" tab). 


You can enroll in dental and/or vision coverage, on my website online. If you enroll online (on my website), I will get paid a commission for your enrollment.




New October 2022 CMS (government) REQUIRED disclaimer:


“Every plan may not be available in your area. Any information we provide is limited to those plans we do offer in your area.” 


***********************************************************************

Theresa’s disclaimer:  I DO OFFER Medicare Insurance plans from MANY different insurance companies; in NY and Florida.


The available insurance plans will depend on your state, zip code, and eligibility.

* This article is for information purposes only. I don’t recommend, support, or diagnose any featured writer or article. I am not a doctor. Your health is one of a kind. What works for one person may not for another, so the information in these articles should not take the place of an expert opinion. Before making significant lifestyle or diet changes, please consult your primary care physician or nutritionist. You and your doctor will know your own health best.

About FAQs | Quote Tools | Contact | Blog | Keynote Speaker | Testimonials

X Share This Email
LinkedIn Share This Email
Facebook  X  Linkedin  

Forward this email to someone who you think might benefit from this information and have them click here to join our mailing list.