The Medicare Insurance Lady

Celebrating since 2008 as a Medicare Insurance Specialist

(This Is NOT A Government Newsletter)

📧 tcangemi@RetirementHPMS.com

Hi there!

MESSAGE TO CLIENTS:

Stay positive! Spring is just around the corner. I hope my newsletter finds you all well :)

REMINDER: March is the last month for the Open Enrollment Period to make changes.

MEDICARE SECTION:

Can your own Social Security benefit grow while collecting a survivor benefit?

“Yes, your own benefit can continue to grow while you collect a survivor benefit. However, we need to clarify how that happens…”

— Brandon Renfro, CFP®, RICP, EA¹

Brandon Renfro, CFP®, RICP, EA, provided the quotes used in this article. Please note that Brandon is not a participant in SmartAsset AMP, is not an employee of SmartAsset and has been compensated.

"Your own Social Security retirement benefit can potentially grow even if you are already receiving a survivor benefit. This is because survivor benefits are based on your late spouse’s earnings record, while your own retirement benefit is calculated separately using your work history and the age at which you claim it. As you add additional earnings or delay claiming your own benefit, your future retirement benefit amount may increase, even though you are currently collecting survivor payments."

Important - see the section titled: "YOUR FILING AGE"



Source: Ask an Advisor: I Claimed Social Security on My Late Husband’s Record and then Unretired in 2024. Can I Claim a Higher Benefit Now?  

REVIEW - WILL YOU HELP?

I hope this message finds you well!  I just got my Google business page up and running. It still needs more work, but, will you help me?

As a small business, your opinion means so much to me.

If you’ve had a positive experience, would you take a minute to leave me a Google review?

Your feedback helps others feel confident choosing my business and myself. It also allows me to continue improving and serving you and others better. 

Google page:   CLICK HERE  …. to open to the Google page directly.

Thank you for your time and support—I truly appreciate it!

If you would like to email me directly for any comments or suggestions, please email me at:  tcangemi@RetirementHPMS.com

Are you looking for more dental and vision coverage?

You can enroll in a OTHER DENTAL COVERAGE - STAND ALONE plans, for additional monthly premium.

Go to my website: www.RetirementHealthPlansMadeSimple.com

(FIND: "Quote Tools" tab). 

You can enroll in dental and/or vision coverage, on my website online. If you enroll online (on my website), I will get paid a commission for your enrollment.

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