Versión en español- Oprima Aqui

MCHA & CCHC work to promote affordable housing and economic opportunity in the Mid-Columbia area.

FSS SUCCESS AT MCHA

Garcia Monica 9.15.21.jpg

The Family Self-Sufficiency program helps individuals and families on the Housing Choice Voucher program to become financially independent.


“When I first signed up for the program I was staying in a homeless shelter with my children. Housing helped get a home and create stability so I could keep a job and so my babies could have a stabled life. I am now married and starting a small cleaning business and looking forward to owning my own home soon. I have accomplished not only job security but also I have great credit!

When life seems so hard and your stuck in the gutter these programs like these make everything possible for people like me to have a shot at life, and not feeling like you will never go anywhere”.


Monica’s story is not only an inspirational story but it is also a story of perseverance, determination & self-sacrifice.

We wish her the best of luck!


If you'd like to learn more about Family Self-Sufficiency Program, Click here


FINANCIAL TIPS

Couponing Can Help You Save BIG!


According to the Bureau of Labor statistics in 2019, the average American family spent $8,000 on food and personal items. That's a significant portion of many families' annual income. Luckily, there are many tactics to saving money like couponing. Couponing is a great way to save money on items we already need. If you want to elevate your savings, couponing is your best bet!

Some steps you can take to begin couponing are to:

  • Set aside some time
  • Find coupons (Online store apps, paper coupons- available directly in the stores. Some stores send monthly specials/coupons through physical mail).
  • Organize- Organize your coupons (if paper coupons) in a way that works for you. (For example in a binder or an envelope.)
  • Understand coupon limits, amount, expiration dates & how to use them.


Another great way to get an idea on how to begin couponing is to follow extreme coupon accounts on social media. Some post tips on how to clip coupons online, where to find these coupon deals & some even post daily specials & coupons!

Can Buying In Bulk Save You Money?


While the amount you save depends on the item, research has shown that buying in bulk saves money! This can also help on the amount of time you spend at the store every month. It is a good idea to buy items that have a long shelf life, are non-perishable & will not go bad/expire before you can use them.


Some of the things you can consider buying in bulk are: Meats, ready-to-eat meals, canned items & anything that is non-perishable, shelf items, paper items, detergents, garbage bags, coffee, dog food/treats, diapers. These items are good to buy since they have long shelf/freezer life.


Some of the things that may not be recommended to buy in bulk are food items that may expire or go bad before you actually have time to eat them. while at first it may seem like the bigger packages of these food items are cheaper than at the grocery store, it will only be a good deal if you are able to actually eat/use them.



HOMEOWNERSHIP

"New down payment funding"

Oregon Housing and Community Development has informed CCHC that additional down payment funds should be available by summer. This new round of funding will allow the down payment assistance to be a minimum of $30,000 and possibly as high as $60,000. We will send out an email notice when we have additional information on this program.


Help for renters and homeowners!

If you have been financially impacted by COVID-19, there is help available for you.

For homeowners, the state has many programs available to pay past due amounts up to $40,000 and/or even pay up to the next 12 mortgage payments for you. If you own your home with no mortgage, there is help for past due taxes and even utilities.

For renters we have help in paying up to 6 months of past due rent or help with past due utilities. Assistance is also available in Washington in Klickitat and Skamania County.

Contact Dave or Mayra at 541-296-3397 for mor information.  

CCHC Homeownership Classes 2022

Get all your questions answered by an expert as you learn how to shop for a loan, qualify for lower rates, budget for monthly payments and unexpected expenses and more. Homeowners who have taken the class say they felt much more confident at every step of the home buying process as a result.

To register for the next class contact the Columbia Gorge Community College @ 541.506.6011.

The next 4 home buyer classes are:

  • April 9th at 9:00am at The Dalles campus of CGCC
  • May 14th at 9:00 through Zoom
  • June 11th at 9:00am at the Hood River Campus in Spanish
  • July 13th and 14th from 5:00pm to 8:00pm through Zoom *both classes required. 

COMMUNITY RESOURCES/EVENTS


For Washington residents visit the Washington Gorge Action Program website or call (509)493-2662




  • FREE technology classes for older adults- For more information & how to sign up, click here


  • Chrome courses for older adults- 5- week course on essentials for how to use a Chromebook for older adults. Click here for more information & how to sign up.


  • The Dalles Main Street- Happy Easter Event- Sunday April 10th @ 11:00AM- Click here for more details.

Did you know MCHA offers FREE Financial education classes to the community?

Upcoming financial education classes offered at the comfort of your home through ZOOM!


English Dates:

  • Budgeting & Savings- April 6th at 3:00PM
  • Building, repairing & protecting credit- April 13th at 10:00AM
  • Banking Basics- April 20th at 10:00AM
  • Dealing with debt and predatory lending- April 27th at 3:00PM


Please contact Sonia Chavez to sign up.

Email: soniac@mid-columbiahousingauthority.org

Phone: (541)370-2291


Spanish Dates:

  • Presupuesto y ahorro- 4 de Abril a las 4PM
  • Construccion y reparacion de credito- 11 de Abril a las 4:00PM
  • Fundamentos bancarios- 18 de Abril a las 4PM
  • Enfrentando la deuda y los prestamos depredadores- 25 de Abril a las 4PM


Por favor de contactar a Sonia Chavez para inscribirse a las clases.

Correo electronico:

soniac@mid-columiahousingauthority.org

Telefono: (541)370-2291

MCHA/CCHC UPDATES


  • OR RESIDENTS: MCHA has funds available for residents of Hood River, Wasco, and Sherman counties for assistance with past due rental, utility, or mortgages. Households must have a documented financial need and lack of resources due to COVID-19. Contact us for an application.


  • WA RESIDENTS: MCHA has funds available to help residents of Klickitat and Skamania county with a loss of income due to COVID with up to $6,000 for past due rent, mortgage, or utilities. Contact us for an application.


  • Are you interested in joining the Resident Advisory Board (RAB)? Represent your community and help us improve MCHA by providing recommendations about our programs. Contact us at info@mid-columbiahousingauthority.org if you're interested in joining.

Interested in learning more about the services offered through Mid-Columbia Housing Authority & Columbia Cascade Housing Corp?

Visit our Website