Beginning in the 4th quarter, 2025, the IRS will no longer accept paper checks from taxpayers. President Trump signed an Executive Order in March eliminating the acceptance of paper checks after September 30, 2025. Additionally, the IRS is also ordered to eliminate paper refund checks.

The Executive Order can be found HERE .

There are a few exceptions:

• Individuals who lack access to banking services or electronic payment systems.
• Emergency payments where electronic methods are impractical.
• Certain national security or law enforcement activities that necessitate non-electronic payments.
• Other special cases that may qualify for an exception under other existing laws.

Payments made to the federal government, including taxes, fines, fees, and loans, must also be made electronically by September 30, 2025 (where permissible under existing law).

Accepted electronic methods include direct deposits, debit and credit cards, digital wallets, and real-time payment systems.

Taxpayers must have a US Bank account in order to receive direct electronic refunds. Treasury-approved alternatives like prepaid debit cards will also be made available.

What does this mean to you?

• Many of you have given us your banking information. If we have your banking info, your refund will be direct deposited to your bank.

• If we do not have your banking information, we will ask you to submit it next year with your tax information. We will also need a voided cancelled check.

• For estimated tax payments and return tax payments for INDIVIDUALS, go to: IRS Payments and register to pay from your bank account; or from your Debit card, Credit card, or Digital wallet. If from the latter, processing fees will apply. No fees are charged if they are coming directly from your bank account.

• For estimated tax payments and return tax payments for BUSINESSES, including payroll taxes, you'll also go to the same Website: IRS Payments and register your business account. If your payroll taxes are paid by ADP or another payroll provider, these payroll providers will remit the payroll taxes. For business taxes, you may either pay directly by signing up for a business tax account or by EFTPS, which many of you already have.

Since this is a new procedure, I am sure that the IRS will be tweaking the requirements. You may still send paper checks for your 3rd Quarter, 2025 estimates.