No auto loan payments until 2022 with our REFINANCE or FINANCE OFFER

October 2021

Mortgage Loans

Loan Application

*Offer valid until 10/31/2021. Interest will accrue during the 90 days of deferred payments. All loan financing is based upon credit qualifications. Offer applies to new money only. Other restrictions may apply. Please see credit union for full details and restrictions. Federally insured by the NCUA.

Skip-A-Payment

Sign-up for the Annual Holiday Skip-A-Payment Program before the close of business on November 19, and you'll have the opportunity to skip December's payment on a QOCU loan to help pay for holiday expenses.

The following loans are NOT eligible for Skip-A-Pay:

Home equity and credit card loans.
Loans financed after June 1, 2021.
Loans delinquent within the last 6 months.
Loans with a monthly payment of $100 or less.
Loans with collateral protection insurance.
Loans subject to an extension in 2021.
Loans with a balance of $500 or less.
Loans that participated in any other Skip-A-Pay.

Complete and submit the Holiday Skip-A-Payment Form before the close of business on 11/19/21.

Skip-A-Pay Application Form

On October 21, 2021, we will join over 56,000 credit unions around the world to celebrate International Credit Union (ICU) Day. The theme of ICU Day 2021 is “Building financial health for a brighter tomorrow.”

ICU Day highlights the many ways that credit unions across the world help members improve their financial health and well-being. Credit unions were built on the principle of “people helping people.” We’ve seen that philosophy in action for more than 100 years, with credit unions providing access to affordable financial products and striving to meet the needs of underserved communities. Quaker Oats Credit Union is honored to be a part of this proud tradition. Happy International Credit Union Day!

Gap Protection

Cars are depreciating faster than people are paying off loans. This means that if you are in an accident and your vehicle is totaled, you may owe more on your car than the insurance is willing to give you to pay off the loan.

GAP insurance can help protect you if your vehicle is lost, stolen, or totaled. For a one-time cost of only $450, you will be covered for the difference in the market value of your vehicle and what the insurance will give you in the event of a loss.

With the GAP advantage, you automatically get $1,000 to use to purchase your replacement vehicle as long as you finance with Quaker Oats Credit Union within 90 days.

Learn More

Auto Advantage Deductible Reimbursement Insurance

We're proud to offer our members an Auto Deductible Reimbursement Insurance that will help cover out-of-pocket expenses, such as your insurance deductible, when you have an accident or mishap with your vehicle.

Pays up to $500 per loss when a claim is filed and paid with the primary insurance carrier.
Loss means an event for which the auto insurance company has approved & paid a claim which exceeds the Covered Auto Deductible for a collision or comprehensive claim.
Coverage is effective upon the date of enrollment and will continue for three years.

Not only does this insurance cover deductibles for the vehicle you have a loan on, but it will also reimburse you for insurance deductibles that you have to pay on all other vehicles, as long as those vehicles are titled in the same person's name that is listed on the GAP policy.

Learn More

Extended Warranty

A vehicle is a huge investment. With all the computer and electronic parts in today’s cars, one mechanical repair can often end up costing several thousands of dollars. So to keep you on the road, we have partnered with Route 66 to offer an extended warranty that comes loaded with benefits that you don’t usually get with a warranty from a dealership. In addition, Route 66 warranties are often cheaper than dealership offerings, and there is no deductible.

Plus, you can choose any certified mechanic you’d like and aren’t forced to take your car into the dealership. Also, the warranty is transferable, which makes your car worth more money at resale.