Notification Required to Participants of Medicare Part D
Enrollment begins October 15, 2019 until December 7, 2019
Medicare Part D

Questions about these Notices?

User manuals and information on this site:

Creditable Coverage Guidance with Disclosure 

Information brought to you by:
DRA Employee Benefits Dept

Send questions to:
T: 510.465.3090
License# 0020739
Important Information about Medicare Part D

Enrollment to Medicare Part D
October 15, 2019 to December 7, 2019

Under the Medicare Prescription Drug Improvement and Modernization Act (MMA), a voluntary prescription drug program was created for Medicare Part D participants.

As part of the provisions of the MMA, businesses who offer prescription drug coverage on a group health plan to active or retired employees, must provide a notice of either creditable or non-creditable coverage.

These notices determine whether or not the prescription drug coverage being offered in the company's health plan, meets the coverage that is offered by Medicare Part D. The notice is to advise any employees over 65 who are working, whether or not they need to buy a Part D drug plan to avoid the penalty of having non-creditable coverage.

To assist questions or concerns you may have regarding these notices, a PDF of Creditable Coverage Guidance can be found here as well as other links with information:

Once notification has been made to applicable employees, you are required to disclose to the Center for Medicare & Medicaid Services (CMS) whether or not your plan is creditable.

Here are the links to the CMS website and  CMS Website - Disclosure

This procedure must be done annually.