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901 E. Saint Louis St
Ste 205
Springfield, MO 65806
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Phone: 417-883-3277
Fax: 417-883-3393
Toll Free: 800-241-9759
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WE WANT YOUR GARAGE DEALERS AND SERVICE RISKS!
We want your used car dealers & garage service operations!
We can consider many unique classes with a variety of risk.
Coverages Available:
- Dealer Liability
- Dealer Open Lot
- Service Liability
- Garage Keepers Liability
- Fire Legal Liability
- UM/UIM
- Property
- Physical Damage
- Med Pay
And we can work off competitors apps!
Send your submissions to newbusiness@ciusgf.com or call your underwriter to discuss your specific accounts today! 800-241-9759
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WE WANT YOUR PERSONAL LINES!
If you have a risk that your standard markets have declined, or is being non-renewed, please ask us to see if we can help!
Our companies are open to difficult situations, and we can usually offer a quote with some creative underwriting to address the particular situation or risk.
Whether it is Loss Problems, Age of Dwelling, Dwelling in a Corp. Name, Credit Problems, Lower Values, or PC 9/10, we ask for the challenge of applying some creative underwriting to help you write this business!!
Your standard markets may say "NO", but give us the opportunity to say "YES" to your difficult risks!
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A Season of Giving...
CIU got in the spirit of giving this past month by collecting donations for a local food drive! We are always looking for ways to be involved and help our community; and we challenge you to do the same!
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A
nd a Season of Thanks...
We also want to take this time to say THANK YOU for all that you do!
Without your continued support none of this would be possible!!
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New "Light" Brokerage Classes
Classes previously considered "heavy" brokerage that now have minimum premiums starting as low as $1,000!
Some of the classes included are:
* 51252 - Automobile, Bus or Truck Parts Manufacturing - Not Operating Parts
* 90791 - Cosmetics Manufacturing
* 52547 - Electroplating
* 97222 - Machinery or Equipment - Industrial - Installation, Servicing or Repair
* 97223 - Machinery or Equipment - Installation, Servicing or Repair
* 59306 - Sporting Goods or Athletic Equipment Manufacturing
...AND MORE!
Sample exposures include:
* Electroplating of Household Goods
* Forklift Repair
* Air Treatment Equipment Servicing
* Portable Light Towers
* Trash Compactors
* Boat Lifts
* Portable Generators
* Non-Operating Auto Parts Manufacturing
* Fishing Gear, Lures, Poles, & Accessories
* Golf Clubs Manufacturing
* Surfboard or Paddle Board Manufacturing
Send these risks to newbusiness@ciusgf.com today!
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Send us your Lessors Risks!!
Big or small, we want them all!
And when you send a submission, please be sure to include our Lessors Risk Supp so that we know about the contract requirements, including:
-Who is responsible for property maintenance?
-Who is in charge of preventative steps for maintaining a safe premises during inclement weather?
-Is the tenant required to have their own GL coverage in place that lists the landlord as an additional insured?
-Are there any other contractual requirements you may need to make sure the tenant is aware of? (Hold harmless, certain limit or coverage requirements, etc.?)
These are all important things to think about when writing Lessors Risk AND tenant policies! (And if you can obtain/send a copy of the rental agreement too, that's even better!)
Send your submissions to newbusiness@ciusgf.com or call 800-241-9759 to discuss your specific accounts with your underwriter today!
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A Few "Fun Facts" about Jessica Edwards...
1. I was born and raised in St. Peters, MO (right outside St Louis), so obviously I'm a huge Cardinals fan!
2. I have played softball since I was 5 (and I still play).
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I'm a "gamer" of all sorts (cards, board and video).
4. I'm a
lso a Band & Music nerd. (I played Bari Saxophone from Middle school through College in both Concert and Jazz Bands; I was in Drumline playing Marimba, Cymbals and Bass Drum through parts of HS and all of College; and my College Minor is in Music.)
5. I have a house-full with a Husband of 6 years, Derek; a 3 year old son (Brady); and 2 large dogs (Jack and Sophie).
6. I secretly wish I was a movie star (and would love a role in one of Nicholas Sparks' movie novels).
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HAPPY THANKSGIVING!!
CIU will be closing at 1:00 pm on Wed, Nov 25th, and we will be closed all day Thurs, Nov 26th and Fri, Nov 27th.
We wish you and your families a wonderful Thanksgiving!
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ON THE BOOKS
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Commercial Lines
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| Lessors Risk (tenant is a medical office) - 52,460 total square feet. $1mil/$2mil GL w/ $500 dedt. $5mil Prop TIV w/ $20k aop/2% (subject to $20k min) w/h dedts. Includes Equipment Breakdown. |
$27,670 |
| Renovation Contractor - $1mil/$2mil GL. $1k dedt. $82k payroll; $800k cost to subs. |
$14,295 |
| Lubricant, Oil, Grease Manufacturer - $1mil/$2mil GL w/ $2,500 dedt.; $1mil/$1mil Environmental Impairment Liability w/ $10k dedt./SIR; & $375k Prop TIV w/ $2,500 dedt. $500k GR. |
$8,750 |
| Gentleman's Club - $1mil/$2mil GL w/ $500 dedt. $274,000 GR. |
$10,580 |
| Physical & Occupational Therapy and Athletic Training Services - $1mil/$3mil GL & $1mil/$3mil Prof. w/ $5k dedt. Includes $250k/$500k Sexual/Physical Abuse sub-limits. |
$7,930 |
| Street and Road Contractor - $1mil/$2mil GL w/ $2,500 dedt. $4mil Excess (over GL, AL & EL). $4.2mil GR. |
$54,340 |
| Conduit Construction for Cable Contractor - $1mil/$2mil GL w/ $5k dedt.; $2mil Excess (over GL and AL); & $272,500 IM w/ $1k dedt. |
$20,455 |
| Funeral Home - Earthquake. $1,209,900 TIV w/ 10% dedt. |
$820 |
| Used Auto Sales/Service - $100k Garage Liab; $25k GKLL. |
$3,250 |
| Pizza Delivery - $1mil Hired & Non-Owned Auto Liab. $305k delivery receipts. |
$4,500 |
| Household Goods Mover - $750k CSL Auto Liab. Unlimited radius. |
$10,980 |
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Personal Lines
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| HO3 - Primary Dwelling, Log Const. PC 9. $850k TIV. |
$3,320 |
| HO3 - Owner Occupied Seasonal Dwelling. $385k TIV. |
$2,070 |
| Inland Marine - Equipment Floater. $10k TIV w/ $1k dedt. |
$250 |
| Inland Marine - Contents in a Mini-Storage. Named Perils + Burglary. $85k TIV w/ $1k dedt. 6 month term. |
$425 |
| Excess/Umbrella - $2mil over $5mil Primary. |
$245 |
| HO6 - Secondary Condo in FL (owned by a Trust). $262k TIV. |
$2,555 |
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