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Open Enrollment Information 
Our schedules are filling up fast!  Make your appointment today! 

Medicare Open Enrollment: 
October 15, 2020 to December 7, 2020
for coverage effective January 1, 2021

Individual and Family Health Insurance and Marketplace Open Enrollment: 
November 1, 2020 to December 15, 2020, 
for coverage effective January 1, 2021

Schedule with your Advisor now!  

**Be sure to schedule 
before the deadlines above**

Questions? Call us at 740-363-5433
Holiday Stress & Your Health
The holiday season often brings unwelcome guests - stress and depression. 
And it's no wonder. 

The holidays often present a dizzying array of demands - cooking meals, shopping, baking, cleaning and entertaining, to name just a few.

 And if coronavirus disease 2019 (COVID-19) is spreading in your community, you may be feeling additional stress, or you may be worrying about your and your loved ones' health. You may also feel stressed, sad or anxious because your holiday plans may look different during the COVID-19 pandemic.

But with some practical tips, you can minimize the stress that accompanies the holidays. You may even end up enjoying the holidays more than you thought you would.
Monthly Tip! 
Ready or not, the cold weather is coming. And you know what that means-it's time to brace yourself (and your budget) for a crazy high heating bill. 

Ugh. It's no secret that paying to keep your entire house warm isn't cheap, but that doesn't mean there aren't ways to save on your heating bill. And we're not just talking about keeping the heat off all winter long (there's always one of those people in the house). So grab a blanket and get to saving with these 11 tips from Dave Ramsey!

Spotlight: Small Business
Many of our clients know we do health, dental and vision, but did you know we also offer benefits for small businesses and self employed people? 

We offer not only group health insurance but also ancillary products like life, disability, accident, travel and more.  

We can tailor your benefits package to meet your budget and the needs of your employees, now and as your company grows. We don't just handle your health insurance, we handle it all. 

Help Us Help You
 Referrals are the lifeblood of our business. 

We greatly appreciate all those who send us referrals throughout the year. They are a testimony that we are doing a good job and we truly appreciate the trust you place in us. 
If you are happy with your advisor, or if you have any feedback about what we can do better, we'd love to hear from you!  

Send us your story or positive experience to and we will enter you in a drawing for a gift card. 

You can also review us on Facebook, Google or Yelp to enter. 

Jim Roesch, CEO and Chief Visionary Director